Lately I’ve been somewhat obsessed with the idea of tiny houses. I stumbled on to a Youtube channel that shows lots of different examples of people living in a smaller footprint. In this day and age, we are living in much larger houses than ever. During the economic downturn, I started to read about how builders were starting to build smaller houses to keep costs
Importance of an Emergency Fund
They’re starting to talk about layoffs at work again, but this time it’s going to be BIG. I’ve been told I’m very safe from getting laid off but there are a lot of people around me that are going to lose their jobs and it’s going to impact those of us that are left by increasing our workloads a ton. With all this uncertainty at
Coming Up on My Favorite Financial Time of Year
I love this time of year. The anticipation of the next few month’s financial boosts always gets me feeling good. Once we’ve gone through those, then summer is right around the corner. So, what am I talking about? In February we get our annual bonus at work. In March, it’s our annual raises, and at our house we usually get a tax return about that
Merry Christmas
This year we worked hard to plan our shopping out ahead of time for Christmas and do as much shopping as we could online. We also tried to moderate how much money we were spending, not because we were concerned about how much but more because we just don’t need a lot and are becoming more and more conscious of “stupid spending”. By planning ahead,
What If All You Want for Christmas Is To Be Debt Free?
(Guest post by Odysseas Papadimitriou) We’re now coming down to crunch time for holiday gift buying. Whether you still have a completely unaddressed shopping list or just a few more items to pick up, you’re undoubtedly going to be making some holiday-related purchases in the days and weeks to come. Interestingly enough, that’s exactly why now is the perfect time for a bit of financial
How To Find The Best Banks Using The Internet
(Guest post by Renee S.) Business owners across the nation are finding themselves in need of a business account that will not cost their business a large amount of money. They want to find banks that will help a business owner consolidate all or most of their business’s financial needs under one bank to make it easier to perform necessary financial transactions. Finding the best
There Were Two Powerball Winners
One of my favorite expressions about the lottery is, “The lottery is for people that aren’t good at math!”. Well, I know two people that would probably disagree with me. This morning I read that there were two lucky winners of the Powerball jackpot last night. One of the winners is in Arizona and the other is from Missouri. You can bet those people are
Advice to Entrepreneurs from an Entrepreneur
(Guest Post by Brian Patterson. Want to share one too? Let us know.) As an entrepreneur in a family filled with self-starters, I’ve learned a lot from their mistakes. Though I’ve still made quite a few of my own, I’ve been able to avoid some of the bigger ones because family members have forged an error-filled path ahead of me. Read on for a list
Tips For Giving Event Tickets As Gifts
(Guest Post by Toi Williams. Want to guest post too? Let us know.) Giving tickets to a favorite concert, show, or sporting event can be a great gift, but there can be a number of problems that make buying tickets as a gift difficult, or potentially embarrassing. Some of these issues are mere inconveniences while others make the tickets completely unusable. Here are some tips
Managing Lifestyle Inflation
I was doing some analysis the other day about my family’s spending patterns and noticed something. Since 2004, our spending hasn’t increased when I look at our monthly budget. In 2012, we are on track to keep our fixed expenses at 43% of our after tax, after investment income. That means that, after we’ve contributed to our 401K’s, invested for our daughter’s college and paid