Living for today - Planning for Tomorrow
When I was younger I used to think that the best thing I could do would be to buy a second home in Arizona. Why? Because some day I want to live there in the winter (aka: Be a Snowbird). I was convinced that a key strategy to my investing and saving for the future was to lock in a low price on a place
After 15 years of paying premiums to Allstate, I have finally started the process of shopping for a new insurance company. I can’t say I’ve been unhappy with Allstate but it’s time to see if they are truly giving me a good deal or not. A couple things have caused me to do this. First, I’ve read too many times that you should do some
You know how I love reading about the trials and tribulations of lottery winners. Brad Duke is the example of someone that knew how to turn his lottery winnings in to a life long investment. Unfortunately most other people aren’t that successful with their winnings. Take Rhoda Toth as an example. She won $13 million 18 years ago and has long since gambled and spent
I just discovered the next movie I want to see. It’s called IOUSA and is a documentary about the massive debt we have in our country and what the long term implications are. It isn’t being released on a large scale but I was able to find some theatres near me that will be showing it. Here is the link to the official movie site:
If you’ve been reading ELYM for any length of time you’ll know I’m a big fan of credit unions. I use one for all of my banking needs and have always been 110% happy with it. As I’ve been reading about all the drama with many commercial banks and lending institutions I started to wonder how my credit union was doing. All I needed to
About 6 years ago my wife just had to have a bread machine. We looked around for quite awhile and finally settled on a machine from Costco. The smell of fresh bread baking in the kitchen was quite a treat. Never mind that those first loaves cost us far more than just buying a loaf at the store. I think my wife had the desire
I have been having a terrible time knocking off the 20 pounds I really need to shed. For the last year or so I’ve been creeping up on the scale and all my clothes are getting rather uncomfortable. Every time I drop a few pounds, the clothes start fitting better and I give up, only to put the weight back on quickly. I had been
For the first time in a long time, we spent the weekend at home. We decided about a week ago that we were long overdue for just taking it easy and staying home on a weekend. We had absolutely nothing on the agenda for the entire weekend which was both good and bad. My wife would call it a good thing. She’s much more comfortable
The time has finally come. Our little girl is growing up and is entering kindergarten this Sept. While I am feeling many emotions ranging from fear of the unknown to happiness that my daughter is growing up, I also feel a bit of excitement that we’ll be seeing a very large expense reduced. For the last couple years we have been paying over $800 per
Congratulations to Frugal Zeitgeist for paying off her NY apartment. She managed to do it in 6 years, 7 months and 3 days with no huge financial windfalls. She took the route of sacrificing a few things along the way and applying everything she could towards the mortgage. I noticed that she refinanced a couple years in to a 15 year 5.125% mortgage which also