Take out the hassles of calculating and figuring out your own budget. Budgeting just got a lot easier with financial expert, Dave Ramsey’s EveryDollar app. At first glance, incorporating another method for budgeting might seem intimidating, but this app simplifies everything. Here’s our EveryDollar review to help get you going. How the EveryDollar App Works The app breaks down each month, and does all of
One of the greatest ways to provide for your loved ones financially is to ensure you have an outstanding life insurance policy. The best way to ensure you get the right coverage is to start with a site where you can compare life insurance quotes online. Shopping from the comfort of your living room or office will allow you to get the perfect policy at
Act Now; It’s Not Too Early It may be annoying to see Christmas displays in stores before Halloween, but that does not mean that early shopping for Christmas presents is a bad idea. On the contrary — there are several advantages to doing your holiday shopping before the holiday “sales” start popping up. You can save money without having to fight the crowds.
What you need to know about These Programs if you’re deep in Debt You are at your wit’s end. You were already in debt and struggling to make ends meet. Bills were piling up. Now you have suffered a large financial setback that threatens to push you over the edge. How can you possibly pay your credit card bills?
Are you looking for a mortgage that features a low down payment but can’t find a suitable conventional loan because of various restrictions? The Federal Housing Administration (FHA) offers loan products with down payments of just 3.5% for borrowers with FICO credit scores as low as 580 – an attractive combination for potential homebuyers with lesser credit that are struggling to come up with a
People use personal loans for a multitude of different reasons, from getting a car, to getting an education and even getting a home. Millions of people utilize these loans and without them, many people would struggle to do what they want to do in life. But while they are a good thing for many, they can also be terrible and can ruin a person, financially.
New Study Shows Their Increasing Popularity We often hear about skyrocketing student loan and credit card debt, but a different type of debt is growing at a faster rate than either of those. According to data from the credit bureau Experian, debt from personal loans rose by 11.4% in the second quarter of 2018 compared to the same quarter in 2017 – well above the 7.1%
Moving into a dorm room for the first time is exciting: It may be the first time living on one’s own, which means you may not know exactly what you need. As a parent or student, you could take the approach of figuring it out as you go, or you could use the list of dorm room essentials below as a checklist to prepare for
Bankruptcy Rules Might Go Up for Review According to the G.19 Consumer Credit Report recently released by the Federal Reserve, America’s total student loan debt has topped $1.5 billion – and we are having trouble paying off that debt. At of the end of 2017, a whopping 11 percent of student loans were either ninety days delinquent or in default.