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September 22, 2021 by: Vicky Monroe

Is Collecting Things a Waste of Money?

Is Collecting a Waste of Money?

Recently I learned about a popular brand of pottery I’d never heard of before called Rae Dunn. It’s sold at retailers like TJ Maxx and Marshall’s and is always in demand. People line up at stores that sell it before they open hoping to score some new pieces. There’s such a big market for these products that flippers are able to make a profit by

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September 15, 2021 by: Vicky Monroe

4 Ways to Live More and Work Less

Ways to Live More and Work Less

These days, it seems like everyone participates in hustle culture and dreams of climbing to the top of the career ladder. But what if your goal is to work less so you can devote more time to hobbies, family, and friends? Although our culture prizes busyness, it is possible to escape the grind and create a life you love. Here are 4 ways to live

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September 8, 2021 by: Vicky Monroe

How Much Should You Spend on Decorating Your Home?

How Much Should You Spend on Furnishings

Because of the pandemic, we’ve all been spending more time at home, which has shifted our financial priorities. Instead of investing money in travel and experiences, Americans are spending more on home improvement projects than ever before. In 2020 alone, consumers spent a combined $420 billion on renovations to turn their houses into their dream homes.  Before quarantine I didn’t understand the importance of home

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September 1, 2021 by: Vicky Monroe

Why Are People Obsessed With Money?

Why are people obsessed with money?

It’s normal to care about money. Without it, we wouldn’t be able to take care of our families, achieve lifelong dreams like traveling the world, and retire someday. But some people take things too far and stop seeing money as a means to an end. They view the pursuit of money as their sole goal in life to the exclusion of relationships, hobbies, and work-life

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August 25, 2021 by: Vicky Monroe

How To Give Money to Family After Winning the Lottery

How to Give Money to Family and Friends After Winning the Lottery

We all dream of winning the lottery so we can enjoy financial security and do whatever we want with our lives. Whether you’ve won thousands or millions, hitting the jackpot is an exciting moment you’ll never forget. Now that you’ve got some extra zeroes in your bank account, you may want to share your newfound wealth with your loved ones. Here are some tips on

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August 18, 2021 by: Vicky Monroe

Why Pantry Challenges Are Costing You Money

Why Pantry Challenges Cost You Money

If you read budgeting blogs or watch frugal living YouTube channels, you’ve probably heard of pantry or “use it up” challenges. Pantry challenges involve eating the food you have on hand in your pantry, fridge, and freezer instead of going to the grocery store. They usually last for about a month to force you to use up everything in the house so nothing gets wasted. 

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August 11, 2021 by: Vicky Monroe

How to Start a Personal Tour Guide Business

Start a Personal Tour Guide Business

If you have a passion for travel, it may be a good move to start a personal tour guide business. You can turn your knowledge of your local area into cash by taking tourists around to the best fishing spots or historic sites. Tourists want to enjoy their trip to the fullest and have unique experiences, so they may be willing to shell out a

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August 4, 2021 by: Vicky Monroe

Why I’m Saving Up for Solar Panels

Why I'm Saving Up for Solar Panels

A couple months ago I wrote a blog post about how I’m not making any cosmetic updates to my 1970s house. But one home upgrade I plan to make as soon as I can afford it is adding solar panels to my roof—and I’m not alone. According to a recent survey by Pew, most Americans say they’ve seriously considered buying solar panels or have already

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July 28, 2021 by: Vicky Monroe

Top 5 Culprits of High Utility Bills

Culprits of High Utility Bills

You turn off the lights when you leave a room, shut your air conditioner off if you’re not home, and try to conserve water. So why are your utility bills so high? Even if you use energy responsibly, these common culprits of high utility bills can still drain your bank account. Here are five hidden causes of expensive power bills and what you can do

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July 21, 2021 by: Vicky Monroe

How I’m Coping With Rising Inflation

How I'm Coping with Rising Inflation

If you’ve noticed that you’re spending more than ever on gas and groceries, you’re not alone. Over the past year, consumer prices have increased by 5.4%. Annual inflation usually sits at around 2%, so this is a big change for all of our budgets. Although wages have been increasing in many industries due to labor shortages, experts say that they may not be rising fast

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About The Author

Vicky Monroe is a freelance personal finance and lifestyle writer. When she’s not busy writing about her favorite money saving hacks or tinkering with her budget spreadsheets, she likes to travel, garden, and cook healthy vegetarian meals.

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