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Bad Credit? Here’s How to Buy a Car.

It’s no secret: banks are tightening up their purse strings. If you have bad credit you can kiss your chance of bank financing goodbye.

Except for in the off chance you want to pay 30 percent interest. Then you just might have a fighting chance.

Instead of checking around with banks and either a) getting [...]

Bare Bones Budgets: What They Are and Why You Need One

bare bones budget

Unless you’re into extreme frugality, Mr. Money Mustache style, then you probably aren’t living on a bare bones budget and have no desire to.

Still, it’s important to know what yours is.

In the event of an illness, job loss, or other life altering event where you lose your income you should know how much [...]

Where Should I Go on Vacation? (Plus a Credit Card Rewards Rant)

credit card rewards rant

I’ve been thinking lately that I need to take my kids somewhere fun for a weekend and make some awesome memories, but I don’t know where to go.

Unlike, most of mankind I don’t really care for traveling. It doesn’t get me excited. But I would like to have a fun, inexpensive, low maintenance 2-3 [...]

Does it Make Sense to Pay Off Your Mortgage Early?

should you pay off your mortgage early

It’s an age old questions with various answers. Does it make sense to pay off your mortgage early?

It’s also a debate that my boyfriend and I have recently been having.

You see, my boyfriend has a house that he bought for about 90k. He put a $30k down payment on it when he bought [...]

Why Loaning Money to Friends is a Bad Idea

loaning money to friends

You’re approached by a friend who’s about to be evicted from his apartment. He needs $500 to keep his home and he knows you’ve got the money.

He asks for a loan and tells you that he can pay you back next month.

Would you lend him the money?

Why You Shouldn’t

Loaning money to [...]