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Is Materialism Ruining Your Personal Finances?

Over the past couple of weeks I’ve been more observant than usual when money comes up in conversation.

I’ve talked to some of my younger friends and family members who brag about getting a new car, only to complain three seconds later about their car payment and insurance. They also pridefully state which of their [...]

5 Smart Ways to Keep a Renovation Budget Down

renovation budget

After waiting on a contractor for months my boyfriend is finally renovating his bathroom.

He lives in a nice, older suburb right outside of town. While his 1950’s brick ranch is in good condition for the most part, the bathroom was not. Aside from the ugly blue tile, toilet, bathtub, and sink there was really [...]

Bad Credit? Here’s How to Buy a Car.

It’s no secret: banks are tightening up their purse strings. If you have bad credit you can kiss your chance of bank financing goodbye.

Except for in the off chance you want to pay 30 percent interest. Then you just might have a fighting chance.

Instead of checking around with banks and either a) getting [...]

Bare Bones Budgets: What They Are and Why You Need One

bare bones budget

Unless you’re into extreme frugality, Mr. Money Mustache style, then you probably aren’t living on a bare bones budget and have no desire to.

Still, it’s important to know what yours is.

In the event of an illness, job loss, or other life altering event where you lose your income you should know how much [...]

Where Should I Go on Vacation? (Plus a Credit Card Rewards Rant)

credit card rewards rant

I’ve been thinking lately that I need to take my kids somewhere fun for a weekend and make some awesome memories, but I don’t know where to go.

Unlike, most of mankind I don’t really care for traveling. It doesn’t get me excited. But I would like to have a fun, inexpensive, low maintenance 2-3 [...]