7 Simple Debt Payoff Strategies You Can Use Today to Smash Debt

I've tried each of these debt payoff strategies and they definitely smash debt!

Ever play Angry Birds? There is something so gratifying about watching those pudgy birds smash into a crumbling fortress, isn’t there? That got me thinking, it’s too bad debt payoff strategies can’t be as effective. Or can they? Not everyone can light some TNT under their tower of debt and incinerate it. Now that would be a popular app. It takes much more time, patience, and hard work

How to Spice Up Your Life While Living On a Tight Budget

If you're living on a tight budget, here are some ways to still have fun. I've tried them!

It’s easy to equate material goods with comfort, success, and even happiness. Commercials excel at that message. So much so, that living on a tight budget can often be viewed as a life-draining affliction, preventing you to live the life you truly want. Then, there are those moments when your 2-year-old loses all interest in his new birthday present and rolls around in the cardboard

5 Ways to Motivate Yourself On a Debt Free Journey

Here are several ways to motivate yourself on your debt free journey.

My debt free journey looked very similar to a mudslide until 2011. I was recently married and a graduate of Financial Peace University. The tools in that class helped my husband and I gain traction, change some habits, live on less, and pay off debt faster. In November of 2012, we conquered our final credit card payment and stared at one another in shock. “Did

How to Prepare for a Loss of Income – Sudden or Expected

Here are some ways to prepare for a loss of income, either sudden or expected.

Losing a job is ranked among the top 10 most stressful things a person can face, according to the Holmes and Rahe Stress scale. With that in mind, is it even possible to prepare for a loss of income in order to lessen the stress it’s sure to cause? Yes. Whether you face a sudden or expected loss of income, there are steps you can

Top 5 Personal Finance Books That Promote a Frugal Family Life

These books really target frugal family life!

  We all learn differently. Some learn best through the visual world; some thrive on a spoken word. Then there are others who enjoy parables or fables that weave a life lesson into a tapestry of story. Since you are kind enough to grace this blog post with your presence today, I have a hunch that you read books, too. I also have a hunch

Amazon Vs. Costco: Which Is the Best Store for New Moms?

Amazon Vs. Costco: I've shopped at both places frequently, but here's a take on which might be the best store for new moms.

After becoming a mom, everybody wanted my money. When I opened my mailbox, a thick Pottery Barn catalog spilled out, offering chandeliers and plush rugs for my baby’s nursery. When I logged onto Facebook, ads for Target and Babies R’ Us lined the side of my screen. How on earth was I to know which one was the best store for new moms? The answer comes through

5 Apps That Track Your Spending

I'm trying out some of these mobile apps that track your spending. Thankfully, they're all free!

Recently, I wrote about several apps that pay you money. Now I’m back to talk about apps that track your spending. Before I delve into the list, I think it’s important to distinguish the difference between tracking your money and budgeting your money. I used to think they were one in the same. Anything was better than winging it. That may be true, but I don’t believe a

Does a Monthly Cash Flow Plan Make Sense for Your Family?

Here's one take on the benefits of having a monthly cash flow plan. We'll see if it work!

Do you use a monthly cash flow plan? Most people call it a budget, but that often leaves a bad taste in people’s mouths (mine included). Terminology aside, do you think it helps or hinders your money? Here’s why this matters so much to me. I spent the first half of my twenties avoiding a monthly cash flow plan, feeling it went against my freely

Kroger ClickList Review: Every Mom’s New Best Friend or Too Good to Be True?

If you're trying to figure out what Kroger's new grocery pickup service is all about, here's an in depth Kroger ClickList review that might help!

Grocery shopping may never be the same. Kroger upped its game in 2016 by creating an online shopping option with a roadside pickup. You order, pull up to the store, and they load your trunk with your groceries. Is it too good to be true? Here is my Kroger ClickList review. I’m a stay-at-home mother of two. I’ll be the firs to admit I don’t prefer losing

7 Frugal Alternatives to Cable

Here are a bunch of frugal alternatives to cable. Combining a few of them might just do the trick.

One of the most negotiable “needs” within a home is cable. Due to clever marketing and structured price packages that include internet and a land line for nearly the same price as cable, it’s hard to say no. If, however, you’re looking for some frugal alternatives to cable, this list is for you. When cable first hit the scene in 60’s and 70’s, who could have