There once was a couple with a small income and big dreams. Most of those dreams revolved around the dream of having a family. They got married and danced down the aisle, hand in hand. Money was tight during those early years. Soon, a baby was on the way. With debts to pay and hospital bills waiting around the corner, extreme frugality became the name of
Food is the biggest budget buster in our house. If you’re trying to eat well and stay out of restaurants, here are several tasty and frugal recipes we’ve enjoyed over the years. To make things simpler, I’ve separated today’s recipes into three categories: Meals with leftovers. After all, what could be more frugal than cooking one meal that feeds your family multiple times? For the
Do we all agree that a budget is important? Nodding your had gets you one point. Do you agree that it’s difficult sometimes? Two points. Jumping on board with a printable monthly budget worksheet from the following list gets you 50 points. That’s because even if you know in your head that tracking your money is important, it’s much harder to live it out. In
This is a guest post from Pauline of InvestmentZen.com I do not fear risk. I have failed many times and I am not afraid to pick myself up again and try once more. So when it comes to wealth building, I have actually taken more risks than your average saver and investor to get ahead faster. I took on a lot of debt to invest.
If you’ve received a request to join something called “LuLaRoe” by one of your Facebook friends, you’re not alone. The up and coming clothing brand with the zany leggings experienced exponential growth in the last 12 months. According to Business Insider, its team of fashion consultants grew from 2,000 to over 35,000! But, is LuLaRoe clothing really better than competitors? Let’s take a look. What
You’ve decided to make a change. You’ve looked at your life and decided getting out of debt as soon as possible is your next objective. I can say from personal experience that a decision like that can change the trajectory of your life. Congratulations! While you work hard toward your goal, remember there are a few steps that are easily overlooked. I learned that the
Do you ever run out of cash at the end of the month? That has got to be the most frustrating part of budgeting, in my opinion: Staying on it. To help boost your frugal efforts, I’ve put together a simple list of ways for you use some advanced budgeting as you track your spending this month. 3 Simple Ways to Use Advanced Budgeting to
Think ten years into the future, what has changed in that relatively small window of time. Are driver-less cars on every street corner, are there more tasks carried out by some form of robot, how do you shop? With technology becoming smarter and smarter with every passing year, whats to say that in ten years time, you won’t shop smart either. Shopping smart, what all
If you’re like me you don’t necessarily enjoy spending money. This is especially true for things that seem super boring. But I’ve learned over the years that trying to cut some of these “boring” expenses is not a good idea. Here are expenses that are worth every penny paid. Car Maintenance As a young(er) adult I was horrible about keeping up with car maintenance. Horrible.
Overhauling your personal finances can feel pretty overwhelming, especially if you’re starting at ground zero. Luckily, you don’t have to overhaul your finances to get big, lasting changes. Here are seven small financial changes you can make that have a big impact. Tracking Your Spending Tracking your spending is the number one thing you can do to bring a better awareness to your personal finances.