8 things to know about Credit Cards

PBS did a series awhile back about the credit card industry. I happened to catch most of it and was dumbfounded at how much I didn’t know about the industry. I really hadn’t paid a ton of attention because I’ve never carried a balance, never paid an annual fee and have only paid late (by a few days) once. Here are 8 things to know

Enron Board Members Vote Themselves a Raise

http://news.yahoo.com/s/keye/20050714/lo_keye/cbs42enronboardinhoustongetsheftypayraiseThere are owners in society, (the Elite) and then there are the rest of us. We are mere flies to swat away when we bother the elite. How do you know if you are one of the elite? What are the signs? Well, to pick a couple examples from the above article: You don’t even work for the company but are on the board and

Monkey Think, Monkey Do

A couple years ago, I was sitting in my office paying my bills when a thought occurred to me. I confess, lots of thoughts come to me all the time, which is why I probably tend to ramble a bit. Most of these thoughts could have also come to a monkey at the zoo, but every now and then, one really stays with me. It

Bloggers Owning Homes

I’m hoping to start some dialogue on the subject of home ownership. It seems like there are a lot of PF bloggers that don’t own homes, or any real estate. Why is that? Do a lot of people think that real estate is risky? (Which I don’t disagree with, but I think it’s a relatively moderate risk when compared with all the other places that

Windfall Money

http://seattletimes.nwsource.com/ABPub/zoom/html/2002377260.html Amazing. This guy got a windfall of $17000+ from an account that his father had before he died. He didn’t know it, but went to a site that lists unclaimed money and found it. Apparently it didn’t ever dawn on him that he could have saved the money because the caption says he already spent it. “Thanks for saving Dad. I’ll honor that by

Recurring Bills on a Credit Card

It’s no secret that everybody loves your money. We all give it away to businesses every day with the assumption that the goods and services that each company has, is a better deal than a specific amount of money that’s in our wallet at the time. These days, the money doesn’t even have to be in your wallet. In fact, it doesn’t even have to

Links for you to Love

http://biz.yahoo.com/special/save05_article2.htmlWe are a nation of “Spenders”. This is a great article that talks about our nation and how we are the richest on the planet and have the highest GDP, but yet rank WAAAAAAY last in savings http://images.businessweek.com/ss/05/06/global_savings/content.htmThis is the map that shows what the countries contribution to the global net savings/debt is. Notice the U.S. is at ($724) billion. No one else even comes


I have manually kept track of my finances with an Excel spreadsheet for years now. It’s got great charts, and it is doing the trick, but I’ve always wanted to keep track in MS Money or Quicken etc. Each time I’ve tried, I find that I can never get my accounts balanced. Any ideas on how to get started? Are there any secrets? I’ve used

Class comparison Tool

This is very cool. It lets you choose your occupation, education level, income level, and net worth and tells you what class you would be considered to be in. It’s interesting to see how they’ve rated some of the different professions etc. Very much worth your time to check it out: http://www.nytimes.com/packages/html/national/20050515_CLASS_GRAPHIC/index_01.html

$.03 cents off per gallon? A free blender?

So, I’m sitting here having my morning coffee and reading the Sunday paper. Safeway (grocery chain) has a full page ad in the paper that says if you spend $50 in their store, you can get an extra 3 cents off per gallon of gas. If you car holds 15 gallons of gas, that’s a whopping $.45. So, what is that? Less than a 1