Everybody duck!! The bank fees are coming right at you. I’m happy to report that my credit union hasn’t sent me anything telling me that my accounts will now be subject to a fee. In fact, the last thing I got from them was a notice telling me how much money they had PAID me for having accounts with them. Gotta love credit unions! http://abcnews.go.com/Business/bank-america-testing-accounts-fees/story?id=12556140
I love reading articles like this partly because it gives me a window in to someone else’s finances but also because they often have good ideas that people can use RIGHT NOW to save money. In this article, Elisabeth Leamy helps the Gunn family from Oswego NY save over $58,000 (over time) by implementing simple changes to their spending patterns. Some of the top tips:
I took a few minutes to look around the Interwebs to see if I could find a consistent belief on where home prices are headed. While some people believe we are in an economic recovery and home prices will be heading up, it seems that just about the same amount of people think we have a ways to fall before we’ll see price stabilization. Yes,
If you’ve been waiting for just the right time to cancel your department store credit card, this may be it. In a move that I would have never seen coming, the first department store has started charging a nearly $20 fee to their customers that don’t use the credit card for 6 months. WOW! This comes on top of interest rates that can reach nearly
Please tell me you don’t have the Kim Kardashian card. Please. There is a new card out that is being marketed as the Kim Kardashian Kard. Without question it’s the worst credit card that I’ve ever seen. Here are the details: Kardashian Prepaid MasterCard Card Purchase (Includes monthly fees for 6 months) $59.95 Card Purchase (Includes monthly fees for 12 months) $99.95 Monthly Fee (Applies
Over the last few months my wife and I have been watching the implosion of some acquaintances of ours. Let’s call them Jack and Kris. When we first saw Jack and Kris we thought they were doing well. They drove two nice cars, had a nice new house and always dressed well. As we learned more about them, it was clear they were spending money
Well, this wasn’t as bad as I thought it would be, but I guess the main thing to realize is that this is the average. If you are helping to increase the average, I’d say you are in bad shape, but if you are able to complete a college degree with average debt or lower, it seems like a good investment. I mean, many people
I was browsing through my “Personal Finance†folder on my computer a couple of days ago and stumbled upon an old copy of my master budget/net worth spreadsheet from about 4 years ago. I’ve always enjoyed looking back at old copies of our finances because it reminds me of how far we’ve come. As I looked over the numbers on the spreadsheet, one number really
I was just reading an article about Cortney Munna. She has $97,000 in college debt and is struggling to pay it back and is questioning her decision to amass the debt in the first place. The article talks a lot about who is responsible. At one point in the article the author questions New York University’s actions and wonders why they didn’t tell Cortney to
I’ve been spending a lot of time lately peering in to my personal finance spreadsheet. This is the spreadsheet that shows all of our major assets, our income, our expenses and our liabilities. The assets and liabilities really haven’t changed much. Here’s a quick rundown of the major stuff: House: $340K Lake House: $155K Toyota Truck: $9K Honda CRV: $24K Boat: $8K Yamaha Quad: $4.5K
