I’d like to say that this is a post about getting rid of your anxieties with money. The reality is that this post is more about exploring my own anxieties with money, why I have them and how I combat them. I have thought about and worried about money since the 7th grade. I grew up in a very blue collar home with parents who
I read an article today about Danny Kofke. He’s the author of the book: A Simple Book of Financial Wisdom, available at Amazon for $12. In the article, Danny talks about how he and his family live on $40,000 per year. There really wasn’t any new information or advice on how he does it but it’s definitely worth reading. A few things caught my eye
Have you seen the 99 percent blog? Regardless of whether you think the banks are part of the problem or if each person is responsible for their own situations, it’s still interesting to see what people are saying. People write down on a piece of paper what their situation is (and they are pretty much all dire situations) and then take a picture of themselves
You gotta read this. I’m so glad I use a local credit union and that they hold my mortgage. I will NEVER use a commercial, national bank. http://www.businessinsider.com/mark-conca-bank-of-america-illegal-foreclosure-2011-8
Check out this article. Bank of America is raising their checking account fee to $12 a month unless you have direct deposit set up with a minimum deposit of $250. If that won’t work for you, you can keep a minimum of at least $1500 in your account for every day of the month (which you’ll get very little interest on). My favorite part of
For years, I’ve watched the real estate market around my primary and secondary homes. At any one time, I can tell you what’s for sale and what the prices are. Maybe I should have been a realtor because I really enjoy watching the market. I’ve often thought about picking up an investment property to rent out so that might factor in to why I watch
Did I mention I like credit unions? In a breaking news development that should shock no one, a recent study found that many banks do their best to hide their fees (especially now that they are creating so many new ones) and are spending most of their time trying to convince you to open accounts without the information on fees that you should really be
Banks are considering capping debit card transactions at $50 to $100 per transaction due to one of the new regulations that is most likely coming from the Dodd-Frank act. The regulation will limit the fee banks can charge for debit card transactions to $.12 instead of the average fee of $.44. Banks argue they need the higher fees to help offset fraudulent losses and to
I was out talking to my neighbor today and the subject of texting came up. I told him that I had two numbers that he could text but that I’d prefer he sent them to a different number than he’s texted in the past. He looked at me a bit odd and then I explained, “I got my wife and I additional “Google Voice†numbers
I’m home with a sick kid today. My daughter has a 101 temp so she can’t go to school. She doesn’t feel too bad but we’ll keep an eye on her today and see if she gets better or worse. While she’s relaxing on the couch watching a streaming Netflix movie, I’m sitting here thinking about how our absurd December spending is just about a
