Saving money can be challenging for the most disciplined. It’s hard to resist the urge to spend money that’s sitting in an account, especially if you have things you sort of need to purchase. Not actual needs, but things you think you need. If this sounds like something you struggle with then maybe the 52-week savings challenge (aka the 52 Week Savings Challenge) is for
The post-Christmas season can be a crazy time to grab some great deals. While Black Friday and its aftermath (Black Saturday and Cyber Monday) are one of the biggest shopping times in America, the post-Christmas period can be a great time to land on some post holiday sales. Last year, mobile orders rose to 50 percent on Christmas Day. Which simply goes to show that
In December 2017, I set out with a goal. I wanted to be self-employed by the end of 2018. It seemed like an impossible feat but its now December 2018 and I’ve been working for myself for the past six months. If you’re wondering how to become self-employed in the next year or so, there are a few things you can do to start preparing
The b word, again! Gross. I recently wrote about your need for a budget, but I got to thinking that while I’ve established why you need a budget I didn’t exactly cover how to create a budget or what your 2019 budget needs to have. With that in mind, I thought I would follow up with a more detailed post on the ins and outs of
The new year is around the corner and not only is it time to budget, but it’s time for setting financial goals that you can not only accomplish but will put you in a better financial position overall. Financial goals, much like any other type of goal, can get out of hand really quickly. It’s a short jump in your mind from “I want to
The word product is one of those terms, like ‘brand’ that has two meanings in the world of business: there’s the surface level meaning and the deeper, more complicated reality. The surface level meaning of product, as your customers might understand it, is merely something on the shelf in a shop. A new product is a new bottle of shampoo or a new toy truck. As
You may have healthcare insurance but it doesn’t cover the medical supplies and devices that you depend on. Medicare has made healthcare quite affordable for many older Americans; however there are many things that it won’t pay for such as dental care, deductibles, and vision care or even durable medical equipment at times. If you are going to purchase to purchase medical products like wheelchairs
79% of Americans are struggling with medical debt and 44 million adults do not have health insurance. Without adequate health insurance, the cost of medical care increases dramatically. People are left with mountains of bills and scrambling to figure out how to pay them. How to pay medical bills is something everyone will grapple with at some point, whether you are insured or uninsured. And when you
In a day job or official work, people will not have to remain confused about losing money. They will be getting fixed income from their works. After every month it will come in, like a salary for them. A businessman will have to deal with a lot more. A whole organization will be depending on you, the person running the business. There may be employees
If you’re thinking about entering into an IVA then you’ll probably have lots of questions and quite possibly some guidance on the things you need to consider. In this article we take a look at some of the most frequently asked questions about IVA’s. How do I know whether an IVA is the best option for me? The best way to determine this is to
