Living for today - Planning for Tomorrow
The more time I spend browsing through all of the great personal finance blogs out here, the more I think about how it’s just too bad that so many people in the U.S. (and elsewhere for that matter), are so stressed out about their finances and could really benefit from reading these blogs. It’s too bad that they don’t take any interest in personal finance.
Okay. What the heck was I thinking? If I’d really wanted this truck, I should have posted the question to a “Get Some More Debt” blog. But no. Einstein here posted the question to a community of personal finance folks. The outcome, via comments, shouldn’t surprise me. Thanks to everyone who posted. I guess I knew the right answer but was hoping that, if I
What a day! It all started when I had to wake up at 4:45 this morning. I had to be in the office at 6:00 am and then be in our VP’s office at 6:30 to give a presentation. Needless to say, I was a bit tired. Later in the day, I had a conversation with a young guy (20) who asked me a question
Well, the articles on interest rates and variable rate mortgages are starting to flow pretty heavily now. I guess that’s to be expected. If you recall some of my previous posts about variable rate mortgages during the lowest interest rate period in 40 years, I was questioning if variable rate mortgages were the right decision for people. A lot of people got them. Not only
I worry a lot. I suppose that’s one of the reasons that I save. There is too damn much uncertainty in the world. There is not a very big part of me that wishes I’d been born one generation earlier, but there is a little. I mean hell, One generation ago they didn’t have: -Personal computers -Ipods -Microwaves -Cellular phones -Cruise control -Our level of
Create Some Good Fortune for Yourself You may have heard this statement before, but I’d like to make it for those of you who haven’t heard it: If you don’t ask, the guaranteed answer is no! Now, with that in mind. Here’s a list of things you can do to try to lower your outgoing expenditures: Call each credit card company and ask them for
Since I’m a follower and try to emulate people that are doing good things, I opened an Emigrantdirect account. I funded it with $5000 that I had sitting in my savings account at my credit union. The day after I started the process I read a post that said I may want to consider funding it with just a little bit of money until I’m
An old salesman friend of mine once said, “If you can’t sell, drive like hell.” Gas is pretty darned expensive. Not as bad as in the UK, but still, it’s no picnic. I find myself having to drive my car for work a lot, which really adds up. Luckily I get paid mileage when I do this. It actually works out pretty good. The mileage
-Pay yourself first. -Save as much as you can when you are young. -It’s okay to have money in the bank. -Don’t borrow your own money and pay someone else the interest. -The people that are impressed with what you have today, won’t be impressed when you live on the street during retirement. -Don’t buy brand new cars. -Coupons are a good thing. -Saving $5.00
You know something? Unless you are a geologist, meeting your financial goals seems to take FOREVER. I’m a product of the “NOW” generation. -I like my meals to be cooked as fast as possible. Microwaves take too long-I like my news NOW. Newspapers are so “yesterday”-I don’t like to wait for my food at a restaurant-My computer always seems too slow, even when it was