Living for today - Planning for Tomorrow
Mainstream media articles lead people to believe that having a child will cost hundreds of thousands of dollars – in my opinion, mostly for hype. While it’s very possible that parents could spend this amount of money on a child it’s completely unnecessary. I don’t make a lot of money. I have virtually no debt. I have managed to save an emergency fund of nearly
If you have gone car shopping, then you know those prices aren’t a joke. When most people factor in their income, they may feel like buying their dream car is impossible. Although it may sound difficult, it’s not impossible. With some perseverance and planning, you may soon be driving a new car to your garage. In this article, learn some money-saving tips to help you
Let’s face it, motorcycles are cool. However, don’t make the mistake of adding one to your budget without considering all the overall costs. If you jump on a motorcycle without knowing what you’re doing, it may cost you more than riding in a car ever could. Read on to learn more about the financial expenses associated with being a motorcycle owner. 1. Accidents Choosing a
It’s important for everyone to secure their finances and make sure that they’re safe from wastage by coming up with a budget. Sometimes, however, simply creating a budget may not be enough. This is especially the case when it comes to making big expenditures. To have a good outcome, it’s advisable for you to consult with an expert first. Read on to see three benefits
As a personal finance writer, my opinions about money and budgeting are always evolving. I read a lot of financial blogs and watch videos about saving money in my free time. Recently, I’ve become interested in no spend challenges. I participated in No Buy January and ended up loving the challenge so much that I want to continue through at least the end of February.
Now that the new year is finally here, you’re ready to tackle your resolutions and make 2023 your best year yet. However, your eagerness to keep your resolutions could cause you to overspend and bust your budget. According to a 2018 survey, 40% of people who made a New Year’s resolution spent between $100 and $500 to achieve it. About 14% of goal setters spent
No matter what you’re buying, a large purchase can be stressful. Sometimes they are fun as well, such as when you’re shopping for a vacation or a new car. Other times, it is an expense you would rather not deal with, but it is necessary. It is important not to be impulsive when you make a purchase that will hit your budget hard. Here are
If you have children, you’ll need to get them dental care at some point in their childhood. Up to half of all children require orthodontic care. Braces aren’t cheap, so it’s important to find the best ways to save up for your child’s dental care and find the best financing options available. Below are some of the many tips you can use to finance braces
Previously, I’ve written about the ways that being a minimalist can save you money. Practicing minimalism can help you buy less, stay organized, and give you the mental clarity you need to focus on your financial goals. Decluttering may also make it possible to downsize to a smaller home or apartment to save money. But there are also some downsides to minimalism that are worth
Like most other millennials, I’m an avid social media user. My favorite social media sites are Reddit, YouTube, and TikTok, which I just discovered a month ago and haven’t been able to put down since. I’ve been scrolling through TikTok for an hour before bed and have mainly watched interior design clips. I’ve noticed that consuming lots of decorating content on TikTok has made me
