Living for today - Planning for Tomorrow
One of the first things you do when planning a home renovation project is decide how much money you can spend on the project. Staying on a budget becomes a very big focus from the start. There are ways to save on your home renovation project that will keep you on budget and may help you to save some money. These five ways can help
We all want to live and look like our favorite influencers and celebrities. Unfortunately, most of us don’t earn enough money to go on fancy vacations and wear the latest designer fashions. But luckily there are ways to indulge your expensive taste on a budget. Here are some tips I use to inject a little luxury into my lifestyle without breaking the bank. Train Like
In order to save money, you have to exercise financial discipline and eliminate some luxuries. It probably isn’t possible to meet aggressive financial goals while ordering takeout every night and shopping on Amazon all the time. I’m willing to live a simple, modest lifestyle to have financial security. But there are some things I won’t do to save money because they’re too much of a
In this day and age, online shopping has become like second nature for many people. There is an outstanding number of websites out there where you can purchase practically anything you are looking for and have it arrive right at your doorstep. In fact, there are approximately 1.8 billion websites operating at the same time every day globally. Many of these sites are e-commerce sites,
In the past decade, consumer attitudes have shifted from valuing things to experiences. Nearly 80% of consumers worldwide would rather spend their money on experiences than material goods. Instead of buying a shiny new car, most people want to travel, go to concerts, and make memories with family and friends. Some studies have shown that spending money on special events tends to make people happier
In this day and age, there’s a lot of pressure on women and girls to look good because of social media and societal expectations. Studies have shown that girls as young as seven believe they’re judged primarily by their appearance. Researchers have even found that how much makeup you wear can affect your career success. Women who don’t wear makeup are viewed as less competent
Because of the pandemic, we’ve all been spending more time at home, which has shifted our financial priorities. Instead of investing money in travel and experiences, Americans are spending more on home improvement projects than ever before. In 2020 alone, consumers spent a combined $420 billion on renovations to turn their houses into their dream homes. Before quarantine I didn’t understand the importance of home
A couple months ago I wrote a blog post about how I’m not making any cosmetic updates to my 1970s house. But one home upgrade I plan to make as soon as I can afford it is adding solar panels to my roof—and I’m not alone. According to a recent survey by Pew, most Americans say they’ve seriously considered buying solar panels or have already
If you don’t have enough room in your budget to go away this summer, that doesn’t mean you can’t have a great vacation. Staycations are an alternative to regular trips that allow you to save money while still having tons of fun with your family. Believe it or not, I actually prefer staycations to going away. When I take time off from work, I use
Are you feeling the need to eat out less? At the beginning of the pandemic when restaurants had to switch to takeout-only, I increased my eating out budget to support local small businesses. But now that dine-in restrictions have lifted and restaurants near me are regularly packed, I’ve decided to cut back on takeout. Here’s why I’ve decided to eat out less and cook at
