Living for today - Planning for Tomorrow
I hate spending money on things that I shouldn’t need to. I’d like to think that I’m able to lose weight when I need to without the help of others but the reality is that I’m 25 pounds overweight and need to get rid of the weight for my health and comfort. What am I talking about? I started attending Weight Watchers after the first
Everybody duck!! The bank fees are coming right at you. I’m happy to report that my credit union hasn’t sent me anything telling me that my accounts will now be subject to a fee. In fact, the last thing I got from them was a notice telling me how much money they had PAID me for having accounts with them. Gotta love credit unions! http://abcnews.go.com/Business/bank-america-testing-accounts-fees/story?id=12556140
Fresh off the press is the LA Times with an article highlighting that stopping smoking can save you a lot of money. No kidding. It can save you thousands of dollars a year in cigarette costs alone! If you calculate in the health costs of smoking, the figure goes much higher. I admire those people who made the switch from conventional smoking to vaping. It
Just a quick note to say Happy New Year to everyone. 2010 was an okay year for us at our house and I hope 2011 will be full of opportunity, excitement and happiness. I’m not a big fan of New Years resolutions per se but I am looking at a couple of goals for 2011. First and foremost is a desire to get healthy. I
I bought a large chunk of $1 gold coins from the US Mint today thanks to a suggestion by Nickel over at Five Cent Nickel. He mentioned that the Mint has a program going right now where you can buy the coins at face value and get free shipping. “Why bother?", you ask. Well, I used my American Express card and will receive cash back
I love reading articles like this partly because it gives me a window in to someone else’s finances but also because they often have good ideas that people can use RIGHT NOW to save money. In this article, Elisabeth Leamy helps the Gunn family from Oswego NY save over $58,000 (over time) by implementing simple changes to their spending patterns. Some of the top tips:
Last weekend we did something VERY out of character. We spent the weekend in downtown Seattle. We had a really good time and we don’t regret it, but I’ve still found myself thinking, “Yikes, that was expensive!â€. It all started when a friend of our daughter’s asked if she’d like to attend a Santa breakfast downtown at a very high end hotel. This friend’s parents
Here’s an interesting article that talks about a couple of new Broadcom chips that will be coming out in 2011 that will drastically reduce the price of smart phones. Today, people have to buy smart phones through a carrier (mostly) and pay a cost somewhere around $200 plus a steep monthly fee. It’s $200 because the carrier is subsidizing the price of the phone and
I was looking through our financial information this week and noticed that our college account for our 7 year old daughter is approaching $10,000. While that seemed like a decent balance for a 7 year old, I started looking at how much we’re really going to need when our daughter finishes high school. Unfortunately, it’s clear we aren’t saving enough. A conservative estimate is that
I took a few minutes to look around the Interwebs to see if I could find a consistent belief on where home prices are headed. While some people believe we are in an economic recovery and home prices will be heading up, it seems that just about the same amount of people think we have a ways to fall before we’ll see price stabilization. Yes,