Living for today - Planning for Tomorrow
A good friend (and neighbor) and I have been talking about our retirement strategies and plans for years. It usually consists of us standing around in the street in front of our houses comparing approaches and percentages in various accounts. Don has been a great saver for much of his life. Both he and his wife have worked during their marriage and I have found
Am I the only one that finds the latest HTC smart phones very sexy? Just one more thing that can cause us to part with our money! I better just stick to my Iphone and blow my money on the monthly service charges: http://www.engadget.com/2011/04/15/htc-sensation-versus-the-rest-of-the-dual-core-world-smartphone/?utm_source=feedburner&utm_medium=feed&utm_campaign=Feed%3A+weblogsinc%2Fengadget+%28Engadget%29
For years, I’ve watched the real estate market around my primary and secondary homes. At any one time, I can tell you what’s for sale and what the prices are. Maybe I should have been a realtor because I really enjoy watching the market. I’ve often thought about picking up an investment property to rent out so that might factor in to why I watch
Did I mention I like credit unions? In a breaking news development that should shock no one, a recent study found that many banks do their best to hide their fees (especially now that they are creating so many new ones) and are spending most of their time trying to convince you to open accounts without the information on fees that you should really be
Banks are considering capping debit card transactions at $50 to $100 per transaction due to one of the new regulations that is most likely coming from the Dodd-Frank act. The regulation will limit the fee banks can charge for debit card transactions to $.12 instead of the average fee of $.44. Banks argue they need the higher fees to help offset fraudulent losses and to
I was thinking this year would be a pretty insignificant raise because of the economy and the general state of things. I’ve been working hard at work so I figured I’d get something but was absolutely blown away to find out I got over a 9% bump. Needless to say, I was thrilled. We won’t be spending the additional income since we really have everything
I love this time of year. We are just about through the worst of winter (which means spring and summer are on the way) and it’s bonus and raise time at work. On top of that, it’s tax time which usually means we get some sort of tax refund as well. This year it’s looking like I’ll be getting somewhere around a 6% raise. I
I was out talking to my neighbor today and the subject of texting came up. I told him that I had two numbers that he could text but that I’d prefer he sent them to a different number than he’s texted in the past. He looked at me a bit odd and then I explained, “I got my wife and I additional “Google Voice†numbers
I’m home with a sick kid today. My daughter has a 101 temp so she can’t go to school. She doesn’t feel too bad but we’ll keep an eye on her today and see if she gets better or worse. While she’s relaxing on the couch watching a streaming Netflix movie, I’m sitting here thinking about how our absurd December spending is just about a
You know how I love to look at lottery winners. Statistically, they don’t stand much of a chance of holding on to the cash when they win. Many, many lottery winners end up losing it all. It’s not hard to explain, really. Managing your money isn’t easy. Most people don’t get the idea of money making money for you. In my case, if I won,
