Living for today - Planning for Tomorrow
As I was working on the blog layout, I knew I needed to manipulate a couple graphics. I’m absolutely horrible at graphics work, as evidenced by my header. I’ve always liked playing around with Photoshop and really enjoyed some of the plugins they had for it when I used it a few years ago. Well, that was many versions ago so I don’t even have
I have posted about this subject before but I recently read an article that did a good job of explaining this. A professor got access to a database of people that have been participating in a study for the last 25 years. It started when they were in college and now these people are in their forties. While the original study didn’t cover finances, it
I love technology just as much as the next guy and have been watching the Optimus keyboard as it winds it’s way through the design and production lifecycle. It’s pretty revolutionary as far as keyboards go. Rather than have static, fixed text on each key, it has dynamic OLED icons on each keyboard so that you can map the keys any way you like. The
Gas prices are getting ridiculous and there doesn’t appear to be any end in site. You know it’s time to start riding the bus when: -Your extra value meal is cheaper than the gas it took to go from the menu board to the pickup window -George Bush’s motorcade is made up entirely of Honda Civics -You long for the days of $3.00 gas -Your
I know what I think, but I’m curious what you would do in this situation. You are middle aged and wanting companionship. You find someone that is kind, funny, supportive, complimentary and attractive but their spending habits are horrendous. (See below) Dear Prudence,I’m in my early 50s, and this is my first real relationship in about four years. Good men have been hard to find.
It’s obviously not a secret. Everyone loves to spend money. The desire to acquire new things is so programmed in to our minds that it’s almost primal. Just go next door, or visit a relative, or simply go to the mall and “people watch”. Everywhere you look, people are either spending money, or thinking about spending money to buy things that they might need, although most
Everywhere I look I see opportunities to spend money. Some of them are tempting, but many others are not. Certainly we all have needs and wants. Recognizing how the “wants” can hurt you financially is a huge step in the right direction. Here are my top 10 ways to waste your money and after those 10, we’ll look at what you could have done with
I just read about a roadshow that teaches kids the basics about money. I suppose it’s a start. My preference would be to have a full curriculum in our schools to teach younger kids about personal finance. Since we don’t have that, I guess we have to be glad that at least someone is making an attempt to teach our children about money. This program is
I guess it’s a sign that it’s getting harder for the banks and mortgage companies to find someone to loan money to. I continue to get more letters from various lenders telling me that I am qualified to either refinance my home mortgage with them or take equity out of my home. The latest is from my actual mortgage company. The top of the page
You look in the couch cushion for a down payment Anything at your workplace is deep fried You know any bill collector on a first name basis Your car payment is more than 30% of your take home pay You are on a payment plan at the local payday loan office Your credit card minimum payment is more than 15% of your take home pay