I’ve decided to start a new campaign. I call it “Paper or Plastic”. Let me explain. Plastic = credit. You know what this is. 18% interest (or worse). Paper = cash. We all know what this is. Greenbacks. I believe you should always use paper. ALWAYS. Sure, there are a few people out there that have the self discipline and knowledge to use credit to
If You Don’t Ask, the Guaranteed Answer is NO!
Create Some Good Fortune for Yourself You may have heard this statement before, but I’d like to make it for those of you who haven’t heard it: If you don’t ask, the guaranteed answer is no! Now, with that in mind. Here’s a list of things you can do to try to lower your outgoing expenditures: Call each credit card company and ask them for
The Most Expensive Cheap Gas I’ve Ever Bought!
Man. I have got to start buying the more expensive gas from the ridiculously overpriced gas station down the street. Today we filled up the tank at Costco. Gas was $2.34 per gallon. We haven’t seen it that low in a LONG time. If you have read this blog for awhile, you know I am a huge Costco fan. I love their prices, and I
It’s Payday CUBED
I don’t normally pay much attention to payday since we keep enough cash in our savings and checking to cover a couple months bills. Sure I notice when the money shows up in our account, but I don’t exactly count on the money in order to cover expenses on the same day I get paid. (think of all those people who rush their checks to
Give $20 Away
Maybe you know this, or maybe you don’t. Giving money to someone that needs it more than you do is TOP NOTCH. Now, I give money to my church (that I don’t attend very often) every month. That doesn’t necessarily feel all that good. That’s more like paying a monthly subscription to your religion. I’m talking about giving money directly to someone that can use
Cheap Phone Calls
How many ways can you make a cheap phone call these days? A LOT of people use their cel phone minutes to make long distance calls. I’m not a huge fan of doing that simply because it seems like every tenth word doesn’t come through very well. So, what to do, what to do. You can be like me and sign up for Vonage and
I’m Back in the Saddle Again!
I’m finally back from England. Needless to say, I’m a bit tired. The 8 hour time difference can really take a toll on you. My two year old daughter is no exception. She got up at 2:00 am this morning, walked in to our room and said, “Good Morning”. NO, NO! It’s not morning. You need to go back to bed. She didn’t understand, because
The Time has Come
Well, I’ve been anticipating this day for quite awhile. It’s funny how you spend thousands of dollars for a trip, months ahead of time. I’m really glad that the majority of this trip hit the books months ago. I’m looking forward to exploring England a bit and plan to take some good notes so that I can write about some of my observations, with an
Phew! A little bit stressed today!
Well, today turned out to be a little bit stressful. It all started about 5:00 am this morning. I got up nice and early so that I could call my wife, who has already gone over to England with our daughter. (left on Monday). At the risk of giving too many details, I hopped on my Vonage line (500 minute second line for $14.99) and
Heading to England this Week
Well, it’s finally almost time to get on an airplane and fly for 8 hours to London England. This is probably the biggest adventure I’ve ever gone on in my life. It’s the first time I’ve been out of the country and I have to admit, I’m a little nervous. This will definitely hurt the finances a bit. Luckily we are taking the hits in