Living for today - Planning for Tomorrow
A couple years ago, I was sitting in my office paying my bills when a thought occurred to me. I confess, lots of thoughts come to me all the time, which is why I probably tend to ramble a bit. Most of these thoughts could have also come to a monkey at the zoo, but every now and then, one really stays with me. It
I’m hoping to start some dialogue on the subject of home ownership. It seems like there are a lot of PF bloggers that don’t own homes, or any real estate. Why is that? Do a lot of people think that real estate is risky? (Which I don’t disagree with, but I think it’s a relatively moderate risk when compared with all the other places that
http://seattletimes.nwsource.com/ABPub/zoom/html/2002377260.html Amazing. This guy got a windfall of $17000+ from an account that his father had before he died. He didn’t know it, but went to a site that lists unclaimed money and found it. Apparently it didn’t ever dawn on him that he could have saved the money because the caption says he already spent it. “Thanks for saving Dad. I’ll honor that by
It’s no secret that everybody loves your money. We all give it away to businesses every day with the assumption that the goods and services that each company has, is a better deal than a specific amount of money that’s in our wallet at the time. These days, the money doesn’t even have to be in your wallet. In fact, it doesn’t even have to
http://biz.yahoo.com/special/save05_article2.htmlWe are a nation of “Spenders”. This is a great article that talks about our nation and how we are the richest on the planet and have the highest GDP, but yet rank WAAAAAAY last in savings http://images.businessweek.com/ss/05/06/global_savings/content.htmThis is the map that shows what the countries contribution to the global net savings/debt is. Notice the U.S. is at ($724) billion. No one else even comes
I have manually kept track of my finances with an Excel spreadsheet for years now. It’s got great charts, and it is doing the trick, but I’ve always wanted to keep track in MS Money or Quicken etc. Each time I’ve tried, I find that I can never get my accounts balanced. Any ideas on how to get started? Are there any secrets? I’ve used
This is very cool. It lets you choose your occupation, education level, income level, and net worth and tells you what class you would be considered to be in. It’s interesting to see how they’ve rated some of the different professions etc. Very much worth your time to check it out: http://www.nytimes.com/packages/html/national/20050515_CLASS_GRAPHIC/index_01.html
So, I’m sitting here having my morning coffee and reading the Sunday paper. Safeway (grocery chain) has a full page ad in the paper that says if you spend $50 in their store, you can get an extra 3 cents off per gallon of gas. If you car holds 15 gallons of gas, that’s a whopping $.45. So, what is that? Less than a 1
This is a great article that lists the different debt levels for mortgages, cars, consumer credit, student loans etc. The numbers are pretty darned high. I’m glad that we aren’t staring at any of these numbers in our house (with the exception of the mortgage). Anyway, interesting to read through. Check it out here: http://money.cnn.com/2003/09/25/pf/millionaire/q_debtstackup/index.htm
I read an article about people that are trying to flip real estate. It just reinforces my opinion that, even with real estate prices as high as they are, you still need a clue to make money in real estate. The article makes a couple good points though about the fact that with so many people buying properties to hold either short term, or long