One of the greatest ways to provide for your loved ones financially is to ensure you have an outstanding life insurance policy. The best way to ensure you get the right coverage is to start with a site where you can compare life insurance quotes online. Shopping from the comfort of your living room or office will allow you to get the perfect policy at
4 Steps You Need To Take NOW To Save On Holiday Gifts
Act Now; It’s Not Too Early It may be annoying to see Christmas displays in stores before Halloween, but that does not mean that early shopping for Christmas presents is a bad idea. On the contrary — there are several advantages to doing your holiday shopping before the holiday “sales” start popping up. You can save money without having to fight the crowds.
Credit Card Hardship Programs 101
What you need to know about These Programs if you’re deep in Debt You are at your wit’s end. You were already in debt and struggling to make ends meet. Bills were piling up. Now you have suffered a large financial setback that threatens to push you over the edge. How can you possibly pay your credit card bills?
Explaining the Criteria of the Graham Formula When Finding Underpriced Stocks
Benjamin Graham is known as the “father of value investing” due to his extensive work in the field and his overall contribution to investing. When it comes to underpriced stocks & the graham formula, 1949’s The Intelligent Investor is the go-to bible for many value investors.
New 3% Down Payment Mortgages Available
Are you looking for a mortgage that features a low down payment but can’t find a suitable conventional loan because of various restrictions? The Federal Housing Administration (FHA) offers loan products with down payments of just 3.5% for borrowers with FICO credit scores as low as 580 – an attractive combination for potential homebuyers with lesser credit that are struggling to come up with a
Personal Loans Are Fastest-Growing Consumer Debt
New Study Shows Their Increasing Popularity We often hear about skyrocketing student loan and credit card debt, but a different type of debt is growing at a faster rate than either of those. According to data from the credit bureau Experian, debt from personal loans rose by 11.4% in the second quarter of 2018 compared to the same quarter in 2017 – well above the 7.1%
Dorm Room Essentials That College Students Cannot Live Without
Moving into a dorm room for the first time is exciting: It may be the first time living on one’s own, which means you may not know exactly what you need. As a parent or student, you could take the approach of figuring it out as you go, or you could use the list of dorm room essentials below as a checklist to prepare for
Will Trump Make It Harder to Discharge Student Loan Debt?
Bankruptcy Rules Might Go Up for Review According to the G.19 Consumer Credit Report recently released by the Federal Reserve, America’s total student loan debt has topped $1.5 billion – and we are having trouble paying off that debt. At of the end of 2017, a whopping 11 percent of student loans were either ninety days delinquent or in default.
Best Buys for Father’s Day Gifts
Father’s Day is coming up on June 17. What can you get dad to celebrate his special day without loading up the credit cards? Sometimes simpler gifts are the best. Simpler gifts may also be your only option if you are young and short on cash, or if your credit is not up to scratch right now. What does your dad like to do in
5 Biggest Warning Signs for Student Loan Debt
As a nation, America’s student debt load is reaching crisis proportions. The New York Federal Reserve puts the total student loan debt at over $1.52 trillion, with the delinquency rate over 11 percent.