I was recently reading David Bach’s The Automatic Millionaire and was reminded of the latte factor. The Latte Factor, coined by Bach, is a phrase for all of those little habits that may be costing you big money over the course of your life. The truth is the little amounts of $2, $5, or $10 you spend every day can add up to something huge,
Top Four Wealth Building Traits
Why are some people able to build real wealth and achieve financial freedom at a much faster pace than the rest of the world? The truth is there’s no magic secret. Instead it comes down to a few key habits and traits. If you’re willing to adopt these four wealth building traits you, too, can set yourself up for a life of financial freedom. Sacrifice
7 Ways Kids Can Make Money This Summer
Are you kids wanting to get out of the house and earn some cash this summer? Giving your kids the chance to come up with their own business idea and execute can teach them a lot about work ethic, money management, discipline and entrepreneurship. Here are ways for kids to make money this summer. A Lemonade Stand Having a lemonade stand is one of the
How to Stay Motivated to Reach Your Financial Goals
Since I work from home I am always asked by other hopefuls how to get started. When I explain that I put 80 hours a week working two days jobs and building an online business on the side and also had around 100 rejection letters before getting my first freelance job, I feel like that part is just glazed over. People expect me to give
3 Top Tips to Skimp on Your Finances
You could be Richard Branson or a tramp in a bin. No matter – if you don’t tighten your purse strings like Scrooge McDuck every once in a while, you’ll end up in a spiral of debt that will only grow larger as time goes by. Indeed, screeds of people fall into bankruptcy every week. And all they needed was a strict budget to stop
5 Ways to Make Your Money Grow
You work hard to earn money and work even harder to keep ahold of it. But have you been actively looking for ways to make your money grow? If not, it might be time. Here are five tried and true ways to make your money grow. Mutual Funds/ETFs While mutual funds and ETFs are technically two different investments they do work in similar ways. In
How Being Unorganized Costs You Money
After three months of going back and forth we are finally moving. Over the past week Jamie and I have been going through each room in the house top to bottom. We don’t want to be stuck with two houses so we’ve made it a priority to declutter as much as possible and make our current house desirable to potential buyers. In doing this I’ve
How to Set Yourself Up for Financial Success in Your Twenties
It’s hard to believe but my 20s are almost over. That’s right, I’ll be 30 next year. Financially speaking, there’s a lot that I did right in my twenties but there are also some things I wish I would have done better. I’m definitely grateful for where I am I but if I could’ve done it all over again here’s how I would set myself
How to Set Yourself Up For Success with One Day a Week Planning
I’ve been feeling super busy throughout the week. Like I’m running on overdrive. Between working, dealing with an overly attached four year old, doing homework, and keeping up with household chores (which aren’t all the way kept up with, I might add) I hold my weekends as sacred. Over the past month the weather has drastically improved and I’ve escaped to the outdoors every single
One Thing You Should Expect When Buying a House
I wrote a little bit about our home buying process a while ago and unfortunately, that process is still happening. I knew buying a house was going to be stressful but I imagined that the majority of the stress was going to be from the drawn out inspection process that we had and also, negotiating. Nope, turns out I was wrong. The stress continues from