There once was a couple with a small income and big dreams. Most of those dreams revolved around the dream of having a family. They got married and danced down the aisle, hand in hand. Money was tight during those early years. Soon, a baby was on the way. With debts to pay and hospital bills waiting around the corner, extreme frugality became the name of
Search Results for: extreme frugality
10 Extreme Frugality Tips
I’ve been obsessed with reading extreme frugality blogs lately. I’ve also noticed a trend: extreme frugality IS NOT about saving money, it’s about lifestyle. The people who practice these extreme frugality tips might just be some of the wealthiest people you ever meet. That’s because they build lives that are centered on other people, nature, and hobbies that make them happy, not money. They have
Ramit’s Extreme Frugality Tips
I was over reading a great article at Lazy Man and Money about his trip to the Personal Finance Blog Conference in Chicago and scrolled down to the video below of Ramit Sethi’s spoof on all those frugality tips you hear about. (You know, the latte factor etc). Ramit is no fan of those tips and made a parody video about them. I literally laughed
Why Frugality is Not Enough
In the personal finance world frugality is made out to be some magical unicorn that’s going to bring you the ultimate financial success. Most personal finance bloggers worship frugality, looking to save money in any and every way possible. I never quite understood it. My goals went more like this – “I want to make and save enough money so that it makes no difference
10 Sustainable Frugality Tips
I’m a believer that when it comes to personal finance you need to look at both sides of the equation: income and expenses. But before you focus too much of your time on income you first need to make sure that you have your spending in line. After all, if you spend every penny you earn then you’re never going to be able to save
3 Smart Ways To Live Below Your Means
The sayings “live within your means” and “live below your means” are often used interchangeably. However, I believe they have slightly different connotations. Living within your means simply indicates that you aren’t racking up debt to cover your lifestyle. Even someone who’s living paycheck to paycheck is technically staying within their means because they aren’t going into the red every month. On the other hand,
How Therapy Has Improved My Finances
Recently I read an article about how therapy can improve your finances, and I definitely agree. Although therapy itself can be expensive, getting treatment for your mental health condition can free you up to focus on your financial situation. When you’re dealing with depression or anxiety, you don’t have much mental energy to devote to money management. Just getting through the day is tough, let
Tipping Etiquette 101: Do You Tip At Sonic?
A shift in our culture has occurred. It happened when the flow of currency went paperless. Most companies adjusted accordingly. One occupation slipped through the cracks, however. To this day, it’s hard to get a unified answer from managers, employees, and customers on what is the right thing to do. One such question we’ll explore today is: Do you tip at Sonic? I’m not here
Budgeting Tips for New College Students
If you have found yourself heading off to college and onto the next journey of your life, you aren’t alone! This is a big change that will affect you in so many different ways, but especially financially. College may be the first time you learn how to manage your finances on your own, and it can be rather challenging if you do not have the
5 Ways to Motivate Yourself On a Debt Free Journey
My debt free journey looked very similar to a mudslide until 2011. I was recently married and a graduate of Financial Peace University. The tools in that class helped my husband and I gain traction, change some habits, live on less, and pay off debt faster. In November of 2012, we conquered our final credit card payment and stared at one another in shock. “Did