Do you love decorating for Christmas as much as I do? If so, you and I both have a problem: decorating for Christmas can quickly spiral out of control. That’s right, as if buying gifts wasn’t a big enough strain to the budget, decorating also adds up quickly. In an effort to keep the Christmas budget down I decided to work with what I already
We all have our guilty pleasures. Caffeine is definitely one of mine. If you find yourself spending mass amounts of money on your caffeine addiction here are a few ways to save money on coffee. Make it At Home Obvious, right? Definitely worth mentioning though. If you’re currently breaking yourself purchasing Starbucks every day then invest in a nice coffee maker and portable coffee cup
This post might sound a little crazy to anyone who has either never tried to conceive or has had no problem conceiving. However, today I’ve got to represent (and help!) all the women who are trying to conceive but are going through a long process. I’ve went down a bumpy road myself this year. And I’ll tell you what – I’ve spent far more on
You work hard to earn money and work even harder to keep ahold of it. But have you been actively looking for ways to make your money grow? If not, it might be time. Here are five tried and true ways to make your money grow. Mutual Funds/ETFs While mutual funds and ETFs are technically two different investments they do work in similar ways. In
I was the kid who always had my nose in a book. During my (early) teenage years I was more worried about getting the highest grade on a test than I was going to the movies or shopping for clothes. My nerdiness and love for books has always been a part of me. So it’s no surprise that when I took an interest in personal
Babysitting can easily be one of the biggest expenses of any parent’s budget. In fact, when I read other people’s budget reports I often see babysitting costing more than mortgage or rent. That’s an insane amount of money! While I would personally NEVER put a price on the well-being of my child I’ve managed to keep my babysitting costs reasonably low and couldn’t have asked
We talk about frugal living often on ELYM. But frugal living without a purpose is pretty pointless. So today I wanted to go over three benefits of frugal living and the ways it’s helped to improve my life (plus two drawbacks). You’ll Have Less Stress When you make the conscious choice to live frugally and spend less than you earn you’ll naturally have less stress.
After calculating my new two person budget I realized that combined we would be socking away 47% of our income on a bad month and even more on the months where we earn more than average. The good news was that we will able to do this at a quite comfortable spending level. (Note that I’m not talking about spending ungodly amounts of money on
You may not have considered going on a resort vacation simply because you think it will be too expensive. However, it would be a shame to miss out because they can actually be quite affordable. The truth is a vacation in a resort like Park City can be a great option at any time of the year, whether you visit in the winter for skiing,
There’s a lot to love about distressed mortgages. Believe it or not, being “upside down” on it gives you an opportunity to pull of a short sale. A short sale is where you sell your property for less than what you owe on it. Why would you do this? For the money, of course. Here’s how you benefit. You May Get A Cash Incentive One
