Happy Friday! I hope you had a great week. I know everyone is gearing down to make their Christmas plans and finish up their shopping so I thought I’d do a post round-up this week dedicated to all things Christmas! 16 Gifts for $20 or Less @The Budget Mama $500 Visa Gift Card Giveaway @Clever Dude The Perfect Spritz Cookie Recipe @The Frugal Farmer 7
Sticking to your Christmas budget can be tough, especially if you have kids! Before kids my Christmas budget was never too out of hand. I didn’t have anyone who I felt the need to lavish with gifts. Sure, I still liked giving meaningful gifts, but I found that those didn’t have to cost a lot of money. My first daughter was born in December of
Investors who are considering getting involved in the world of binary options trading are right to have concerns about the profitability of such investment techniques. As with all forms of investing, some investors make huge amounts of money while other investors incur enormous losses, so the only reasonable response regarding the question of whether binary is a good investment opportunity is this: it depends. In
The year is quickly coming to a close. Before you know it we’ll be entering 2015 and you’ll be setting New Year’s resolutions. To ensure that you make 2015 as successful as possible, you should first make sure that all of your finances from this year are in order. Here are four end of the year check-ups you should perform. Debt Assessment It’s extremely important
Thanksgiving is over but that doesn’t mean you should stop being thankful. In the past year I’ve been happier than I have in my entire life and I owe that to one thing: being thankful. That doesn’t mean my life is all sunshine and rainbows – because it isn’t. I’m not a millionaire, I don’t have life all figured out, and some days my kids
With the year quickly coming to a close many people are now preparing to make a plan of attack for their debt. If you’re in the same boat there is hope. While paying off debt is a long process, depending on how much debt you currently have, there are ways to speed it up. Here are some things you can try to pay off your
Happy Friday! I hope you had a good week and great Thanksgiving. My oldest daughter got the majority of the week off for Thanksgiving break so we’ve just been hanging out with family. In case you’re in need of some weekend reading here are some of my favorite posts from the week: 9 Reasons to Live Below Your Means @Retired by 40 Blog Why We
If you could consistently save an extra $50 each month for a year that would end up in a total budget reduction of $600 per month, every month. That’s some pretty significant savings! Last week we started exploring twelve different ways to save $50 per month, listing the first six. Today we’re going to go over six more ways you can $50 per month. Hopefully
Simply put, a commercial mortgage is a loan secured with property that is not your residence. Since each property is different, lenders have to assess each loan individually and price it according to the risk. Hence, there various special types of these loans available to borrowers. Commercial mortgages come in where business loans cannot be of meaningful use to borrowers. Typically, a business loan up
If you ever plan on borrowing money, keeping your credit score high is crucial. Otherwise you’ll be paying far more in interest than you should be. Trust me, I’ve been there. When I bought my first car I didn’t have the greatest credit. It’s not that I had done anything wrong, it’s just that I was slow on building my credit. I was young and
