It’s no secret: banks are tightening up their purse strings. If you have bad credit you can kiss your chance of bank financing goodbye. Except for in the off chance you want to pay 30 percent interest. Then you just might have a fighting chance. Instead of checking around with banks and either a) getting rejected or b) paying thousands of dollars in unnecessary interest
I know it’s hard to believe, but Christmas is creeping upon us. In four short months you’ll be celebrating with family and friends, scrambling to purchase last minute gifts, and worrying about the balances on your credit cards. Yikes. But Christmas shouldn’t break you or be a point of stress. It should instead be a time to enjoy family and friends. A time to enjoy
It’s Friday. It’s Friday. Eeeek. I have the Rebekah Black song stuck in my head. Seriously, I am glad it’s Friday though. This was Kailyn’s first week of kindergarten and it’s good to have her back for a couple of days. And in just in case you need some weekend reading, here are some of the posts I enjoyed from the week: Turning 28: Abandoning Self
We’ve talked about investing without the stock market and also covered some controversial investments. Today, let’s look at one that falls into both categories: peer to peer lending. Peer to peer lending is just how it sounds. You, as the investor, supply borrower’s money. In return for generously funding their loan you earn interest. And depending on who you loan money to this interest can
Sometimes saving money can be tough. It’s a mind over matter type of thing. You know you shouldn’t be spending money but you just want to. You convince yourself that you need items that you really don’t need. I know what it’s like. Luckily there are some simple money tricks that can help you save. Let’s take a look. Calculate the Cost By Hours Worked
I’ve got open house for my daughter starting Kindergarten tonight and I could not be more nervous! I just can’t believe she’s starting school already. Keep your fingers crossed that I don’t have a panic attack. Does anyone else have a young one getting ready to start school?! On an unrelated not it’s finally time for the weekend. If you’re in need of some reading
Unless you’re into extreme frugality, Mr. Money Mustache style, then you probably aren’t living on a bare bones budget and have no desire to. Still, it’s important to know what yours is. In the event of an illness, job loss, or other life altering event where you lose your income you should know how much money you’re going to need to survive. What is a
Do you have a millionaire mind? Will you ever make it to the one million dollar mark? You might. In fact the characteristics of millionaires probably aren’t what you think. Today’s self-made millionaires are not flashy, don’t advertise their wealth, and aren’t workaholics. At least that’s the consensus of Thomas J. Stanley’s studies in the book The Millionaire Mind. According to the data Stanley collected,
Happy August! How did that happen?? I cannot believe that this year is already more than half way over. The older I get the faster time seems to go by. It’s pretty sad. :( If you’re like me and sulking about how fast time goes by, maybe these posts will cheer you up. Here are some of my favorites from the week. Benefits of Dividend
Does stock market investing not feel right for you? Looking for some different investment options? I’ve recently started saving money to go toward an investment property. In the past month I’ve just added my “extra money” into a dedicated savings account and was able to amass a thousand bucks pretty easily. Then I got to thinking (it’s always bad when that happens) “what if I
