Three years ago I prided myself on spending only $200 per month on groceries for me and my two daughters. I was in a stage of life where I needed to keep my expenses low and I certainly did just that. Fast forward to today and my grocery budget is close to $650 per month, if not more. That kind of stings when I type
Fall is almost here! I don’t know about you but this is my favorite time of the year. I love the weather. I love being able to wear a sweater and feel just right. I love the leaves falling from the trees. But most of all, I love the activities that I can do with my kids. Here’s a list of seven low cost fall
One week from today I’ll turn 29! I thought it would be nice to celebrate my last year as a twenty something by reviewing the most powerful financial lessons I’ve learned in the last decade. # 1 – You Can Do Anything You Put Your Mind To This lesson can be applied to life in general but for me it had a huge impact on
It is possible to start investing even when you’re on a low income. In fact, it’s more than possible – it’s a good idea. If you slowly start investing you’ll learn what to do and, more importantly, what not to do, without risking a ton of money. I got started when I was making very little and have since gradually been increasing those amounts. Here’s
Drowning in debt is an extremely stressful situation – especially if what you owe is more than what you earn each month. You will feel this burden day in and day out. While paying for your regular bills, you also have to make sure that your debts are paid off in a timely manner. Aside from this, you also need to put aside some extra
Over the past several years I’ve made a ton of short term sacrifices so I that I could create the life I wanted to be living. I was recently thinking about how the line items in my budget are way different now than what they are three years ago. And I realized – my sacrifices are starting to pay off! I am all for practicing
I firmly believe that post people know that “how’s” or personal finance and just don’t have a strong enough “why.” However, with so much information available people can also get bogged down in the “how’s” looking to take too many paths. If you’re someone who is just starting from scratch these are the most basic things you should know about money. Once you learn these
In the personal finance world frugality is made out to be some magical unicorn that’s going to bring you the ultimate financial success. Most personal finance bloggers worship frugality, looking to save money in any and every way possible. I never quite understood it. My goals went more like this – “I want to make and save enough money so that it makes no difference
This post might sound a little crazy to anyone who has either never tried to conceive or has had no problem conceiving. However, today I’ve got to represent (and help!) all the women who are trying to conceive but are going through a long process. I’ve went down a bumpy road myself this year. And I’ll tell you what – I’ve spent far more on
There’s a new personal finance book floating around – The One-Page Financial Plan: A Simple Way to Be Smart About Your Money. While I actually haven’t read this book I like the concept the title suggests: keep your financial plan to one page! I was able to very easily come up with my own one page financial plan which consists of just two big goals!
