Living for today - Planning for Tomorrow
I know it’s hard to believe, but Christmas is creeping upon us. In four short months you’ll be celebrating with family and friends, scrambling to purchase last minute gifts, and worrying about the balances on your credit cards. Yikes. But Christmas shouldn’t break you or be a point of stress. It should instead be a time to enjoy family and friends. A time to enjoy
Sometimes saving money can be tough. It’s a mind over matter type of thing. You know you shouldn’t be spending money but you just want to. You convince yourself that you need items that you really don’t need. I know what it’s like. Luckily there are some simple money tricks that can help you save. Let’s take a look. Calculate the Cost By Hours Worked
Unless you’re into extreme frugality, Mr. Money Mustache style, then you probably aren’t living on a bare bones budget and have no desire to. Still, it’s important to know what yours is. In the event of an illness, job loss, or other life altering event where you lose your income you should know how much money you’re going to need to survive. What is a
I’ve been thinking lately that I need to take my kids somewhere fun for a weekend and make some awesome memories, but I don’t know where to go. Unlike, most of mankind I don’t really care for traveling. It doesn’t get me excited. But I would like to have a fun, inexpensive, low maintenance 2-3 day getaway with my two daughters. Show Me the Money
It’s no secret that tiny houses are becoming extremely popular. They are the earth loving, money saving, minimalist’s dream. These tiny houses can often be no bigger than 150 sq. ft. (Don’t believe me? Check out this tiny home constructed in a truck. That’s what I call a mobile home.) With the media pining over tiny homes more and more people are starting to prefer
At the beginning of the month I decided I was going to tackle my number one financial sin: eating out multiple times per week. I went in with a plan and I can honestly say that I haven’t went through a drive thru one single time this month. And my cravings are gone. But the thing is, since I’ve been concentrating on this one goal
Do you want to save 50 percent of your income? Of course you do. Well, unless you’d rather use that money to buy stuff then you probably don’t care. Anyway, that’s so not the point. You could do amazing things if you were able to save 50 percent of your income. You know, things like buying a house with cash, retiring early, travelling the world,
There are fads in every industry, including the personal finance sector. Sometimes these fads can help you earn save a couple bucks and other times they can suck up your time and money. At times it can be hard to tell if you’re implementing a technique that is actually going to help you financially or if you’re just responding to hype. Since I spend a
If your financial life isn’t panning out like you’d hoped you have two choices: earn more money or save more money. While both of these options will help improve your finances the key is using them together. In some situations, though, it’s clear that one method will be far more beneficial than the other. Let’s take a look. Is it more important to earn more
Monday we talked about some of the basic expenses of having children. One of the costs we didn’t talk about though was paying for your kid’s college education. I don’t believe parents should always be responsible for paying for their kid’s education. It’s a personal decision. I’ve seen children who get a free ride through school (provided via their parents) who change their majors like
