Living for today - Planning for Tomorrow
The more I read and write about money the more I realize there’s never going to be a magic solution that changes the way people use their money. Deep down money is basic. I mean look at this one principle – “live below your means.” Those four words pretty much tell you everything you need to do to live a financially stable life. You know
Are you a mom dreaming of the day when you can quit working and start staying home with your kids? Maybe either you or your spouse lost a job. Or, you could be like me, a single parent, with no choice but to live on one income. The circumstances don’t really matter. That fact is that it’s completely possible to support a family on one
Having been single for the past couple of years I’ve had full control over my financial situation. And I’m not going to lie – I like it. But as my relationship with my boyfriend continues to grow the thought of joining finances keeps crossing my mind. While I like that I have control now, I also know that two people can accomplish more than one.
As an ex insurance agent I’ve seen one too many people struggle to keep their car insurance bills down. I’ve seen monthly premiums range from $300-$500 per month with one car and two people on the policy. That’s scary to even think about. I’ve also learned how the auto insurance business works. And what to do in order to keep a premium low. Because nobody
If your personal finances were actually a company called YOU, Inc. how would you run YOU, Inc.? Would you let your money be spent on frivolous items that didn’t bring you joy, or would you run a tight ship and tell every dollar where to go? I’ve always been a sucker for articles that started like that. So, sorry, I had to put that in
Over the past couple of weeks I’ve been more observant than usual when money comes up in conversation. I’ve talked to some of my younger friends and family members who brag about getting a new car, only to complain three seconds later about their car payment and insurance. They also pridefully state which of their friends just landed new jobs with high pay and how
Are you working toward more than one financial goal? I am, too. You’re probably aware of the fact that if you stick to one financial goal at a time that you’ll be able to keep a lot more focus and reach your goal faster. But life doesn’t always work like that. There are many times in life when there will be several goals you want
You’ve tightened your budget. You’re spending less money on groceries, have lowered your utility and cell phone bills but you still want to save more. Now what? You need some creative ideas to get more out of your money. Luckily, I can help. Here are five unusual ways you can save more money. Raise Your Own Chickens Call me weird but my one of my
After waiting on a contractor for months my boyfriend is finally renovating his bathroom. He lives in a nice, older suburb right outside of town. While his 1950’s brick ranch is in good condition for the most part, the bathroom was not. Aside from the ugly blue tile, toilet, bathtub, and sink there was really one major problem: mold. A problem with the vent in
It’s no secret: banks are tightening up their purse strings. If you have bad credit you can kiss your chance of bank financing goodbye. Except for in the off chance you want to pay 30 percent interest. Then you just might have a fighting chance. Instead of checking around with banks and either a) getting rejected or b) paying thousands of dollars in unnecessary interest
