It seems that the demands on my wallet never cease. Last week my wife decided to make something on the stove. We have a Jenn Air stove that just sits in a hole on the kitchen island in our home. Our oven is not connected to this and is on a wall in the kitchen. (It’s not a range/oven combo). Anyway, when my wife
Is It Just Me or Are More People Keeping their Heat Turned Down?
A couple of years ago my house was known as the “cold” house. Every time my sister came to visit she made sure she brought along sweaters and coats. At that point in time my thermostat was set at 69 degrees during the day and 62 at night. With the temperature at 69 I could easily walk around the house with a T-shirt on and
Mortgage Refinance is Almost Done & Other Ramblings
Happy New Year! I’ve had the last two weeks off from work and have enjoyed spending time with my wife and daughter as well as just relaxing around the house. We had a very interesting weather pattern here leading up to the new year so I also shoveled more snow than I ever have in my life. Christmas was low key and I think we
The Best Things in Life are Free
Today was one of those days that you remember for the rest of your life and I didn’t spend a nickel all day. Up here in the Pacific Northwest the weather has been a little abnormal. By that I mean that it snowed. It has been cold for a week and we even saw temperatures in the single digits overnight in a couple areas. With
The Things We Spend Our Money on
It sure is interesting to see the kinds of things people spend their money on. Safe to say I wouldn’t be putting this kind of money in to this ride…….
Decent Video On Consumerism
I liked this 2 minute video talking about why you should spend less on Christmas. It seems like an appropriate video to share during these harder economic times and my overall desire to tout the benefits of jumping off the Christmas present orgy express.
We’re Going to Refinance Our Home Loan
It was finally too much for me to ignore. We have been paying 5.75% on our mortgage for the last 6 years. We’ve always felt that was a great rate, especially when you consider historical rates. Well, the appeal of a sub 5% loan was finally too much to keep me on the sidelines. We were able to secure a new loan at 4.875% for
Britons Saving Money with Sex
Those Brits are really embracing frugality. Rather than go out and spend money they don’t have on useless junk, they are opting to stick to indoor activities that are free: http://news.bbc.co.uk/2/hi/health/7755315.stm
We’re Getting Acclimated to the Economic Downturn
You know I’ve been running through the various scenarios in my head for awhile now. “What if I lose my job? What if my wife loses her job? What if we both lose our jobs?” By doing this, it has given me some sense of security in knowing that I should be prepared for just about anything. I still think we are in for a
Shock and Awe from My Mother’s Cable Bill
A couple of weeks ago I was over at my mother’s house and happened to ask her how much she was paying for her cable TV and Internet service. I was absolutely SHOCKED to find out that she was paying $130 per month for the two of them. My mother is not much of a TV watcher, but she does watch the basic channels. She




