Living for today - Planning for Tomorrow
I found an interesting article on The Boston Globe that theorizes what a current depression might look like. I found it interesting and somewhat believable. I agree that the long lines would probably be in the hospital emergency rooms and the theory that people would move to urban centers to rent and reduce their transportation costs seems reasonable, although I’m inclined to believe that the
I think one of the most fascinating things about reading a book like “The Millionaire Next Door” is the personal descriptions about how people spend their money. As I talk to friends and family, I find the same level of fascination when listening to them describe purchases they’ve made, or are planning on making. What’s kind of neat about listening to friends, families, neighbors etc
Now that our daughter is in kindergarten we’ve discovered a whole new society. Before we had a child that was in school, we never really saw the elementary school society that has been active all around us. We haven’t really met a ton of people yet (mostly just chit chat), but the school and the PTA have all kinds of activities for us to attend.
It’s funny how recessions and depressions work. Rather than just resetting in one day, it strings out over many months and potentially years. So far, the water is relatively cold in the pot at my house. Both my wife and I are still employed, although layoffs are coming at my company. I suppose the fact that layoffs are coming at my company probably increases the
Having someone show up and build a beautiful new home for you is a lot like winning the lottery. Some people handle these windfalls better than others. In the case of this house, Dawne Kirkwood just couldn’t manage to keep it when she and her husband divorced. In Washington state everything is split down the middle during a divorce so the house has to be
I have to admit I’m still really enjoying Mint.com. For the first time in many years, I’m tracking my actual expenses against my budgeted expenses. The reason I’m doing this is because Mint has made it so easy. As long as we use our credit or debit cards for purchases, they all automatically download in to Mint and are assigned in to the right category.
I was reading MadameX’s post at My Open Wallet on the fact that she’s resorted to eating stale crackers with hummus in an attempt to get her food budget back in line. As I read that, it occurred to me that she’s probably not the only one doing this. I know that we are also cracking down on our food budget, and now that I’m
The pull to spend money never ceases. As concerned as I am about the overall economy, you’d think I’d be sitting in my home letting the cash pile up from cracking down on our spending. It’s just not that easy. I’ve been conditioned over a long period of time to crave things. What kind of things? The standard stuff. I’d love to buy a new
I’ve been sitting on the sideline when it comes to signing up for an online tool that allows me to get a consolidated view of all my investment and bank accounts. The main reason is that I didn’t want to offer up my account logins for fear of creating extra drama in my life. I finally bit the bullet yesterday and am somewhat surprised at
This is pretty interesting to watch. Peter Schiff gave this at a mortgage bankers conference in Las Vegas. The funny thing is that everything he says is pretty darned basic. Well worth watching: A couple interesting points: It was easier to get a house than it was to rent because the landlords actually checked your credit and income for a rental Home prices have traditionally
