When we first moved in to this house about 6.5 years ago we were enamored with all the wonderful features. One that I really enjoyed was the sprinkler system. All the nozzles were dialed in just right and it kept the yard beautiful and green all through the summer. It was about late August that first year when we received our summer water bill. I
Unemployment at 26 Year High
I suppose I’ve known it wasn’t getting better yet and this week’s unemployment numbers confirm it. Unemployment is now at a 26 year high. We’re still cutting jobs but some economists are starting to think we’re nearing bottom as the number of cuts shrinks each month. Anecdotally, I’m seeing more people lose their jobs around me and my company anticipates further reductions. Unfortunately, a lot
Home Equity Was Overrated Anyway!
I can’t begin to tell you how lucky I feel to have avoided buying a home at the peak of the real estate market. I was fortunate that my age and place in life had me purchase a home almost 6.5 years ago. Since that time, I’ve watched the value of my house go from $280K to $460K and back to $350K. Obviously it can
Thinking About Test Driving a Used Car
Have you ever stopped by a car dealership to test drive a car you know you aren’t going to buy? I’m really considering doing just that. This all stems from my long term lust of the BMW M3. Since the new version came out in 2001, I’ve found myself lying in bed more than once thinking about how amazing it would be to own one.
Electric Datsun Does the 1/4 Mile in 11.5 Seconds
Not Personal Finance related but still very interesting: Who says electric cars are boring. I wonder what it costs for batteries and an electric motor that will run that fast:
401K Employer Match Error
As someone who actually likes personal finance stuff, it’s a safe bet that I keep a pretty close eye on all my accounts. I watch my checking and savings accounts very closely but I also keep a sharp eye on my 401K, Roth and 529 accounts as well. By doing this, I ensure that I have a good grasp of where I’m at financially but
Lemonade Stand to Pay the Bills
Last night my 6 year old daughter decided she wanted to have a lemonade stand after dinner. My wife helped her make a pitcher of lemonade and they spent about 20 minutes making signs with markers. They talked about how much they should charge for each cup of lemonade and, while my daughter thought maybe they could charge $1.50 per glass, my wife ended up
Americans Outsourcing Their Own Jobs!!
More American Workers Outsourcing Own Jobs Overseas
Took a Staycation (ish)
It’s Monday and we just got back from a week long vacation at our lake house near Hood Canal. We considered this a staycation even though we didn’t really stay home at our regular home. Originally we had considered taking a trip somewhere with a budget of around $1500. Due to our inability to actually dedicate the time to plan a trip and the underlying
Cash in the Bank Equals Options
I’ve always been a decent “saver” when compared to most people. I’ve diligently saved in my 401K and have tried to save in other places as well. I always considered saving to be a responsible thing to do and it gave me peace of mind when I was worried about my employment, or other instabilities in our lives. As a 37 year old, this current