Everybody loves an underdog. We love a rags to riches story of a woman beating the odds and carving out a well-earned life of wealth. But, what about the woman who woke up one day with a billion dollar share in her family’s company? What traits for success do wealthy women from all walks of life have to offer us? Does their advice even apply
5 Unique Ways to Invest $20 and Make Money
What’s the most conventional way to invest money? The stock market? A 401K? Those are terrific and can make you very wealthy when used accordingly, but if you have a few bucks in your wallet and want a few unique ways to make it grow, here are five ways to invest $20 and make money. 5 Unique Ways to Invest $20 and Make Money You
What Bluebirds and First-Generation Millionaires Have In Common
The other day, I was reading a book about backyard birds in North America to my 3-year-old. I’ll admit; it wouldn’t have been my first choice, but sometimes my kids are more mature than me. That’s when it dawned on me. These common birds are doing their best to build nest eggs just like us. In fact, one of them exhibits habits that remind me
How We Bought a House Using the 52-Week Money Saving Challenge
My husband and I took a nontraditional route as newlyweds and didn’t buy a house for five years. We wanted to, especially when our children came on the scene, but our focus was paying off debt and saving up a down payment. The catalytic moment for our house fund was the day we discovered the 52-week money saving challenge. If you’ve ever owned a house,
7 Ways to Save Over $1,000 By Taking the 52-Week Money Challenge
When my husband and I were going through an extremely frugal season of our lives (in other words, we were broke), it seemed almost impossible to save much money. We put away whatever we could toward emergencies and were, thankfully, living debt-free, but that was all we could do. That was until we decided to take the 52-Week Money Challenge. This is the challenge that
Why You’ll Thank Yourself for Taking the 52-Week Money Challenge
How would you like to save $1,378 starting with a deposit of $1? The 52-Week Money Challenge is the perfect way to do that! What is the 52-Week Money Challenge? The run down on how to start this challenge is as follows: Step #1: Designate a starting week (many people start during the first week in January). Step #2: Deposit $1 on week #1. A
How to Spice Up Your Life While Living On a Tight Budget
It’s easy to equate material goods with comfort, success, and even happiness. Commercials excel at that message. So much so, that living on a tight budget can often be viewed as a life-draining affliction, preventing you to live the life you truly want. Then, there are those moments when your 2-year-old loses all interest in his new birthday present and rolls around in the cardboard
5 Ways to Motivate Yourself On a Debt Free Journey
My debt free journey looked very similar to a mudslide until 2011. I was recently married and a graduate of Financial Peace University. The tools in that class helped my husband and I gain traction, change some habits, live on less, and pay off debt faster. In November of 2012, we conquered our final credit card payment and stared at one another in shock. “Did
How to Prepare for a Loss of Income – Sudden or Expected
Losing a job is ranked among the top 10 most stressful things a person can face, according to the Holmes and Rahe Stress scale. With that in mind, is it even possible to prepare for a loss of income in order to lessen the stress it’s sure to cause? Yes. Whether you face a sudden or expected loss of income, there are steps you can
Top 5 Personal Finance Books That Promote a Frugal Family Life
We all learn differently. Some learn best through the visual world; some thrive on a spoken word. Then there are others who enjoy parables or fables that weave a life lesson into a tapestry of story. Since you are kind enough to grace this blog post with your presence today, I have a hunch that you read books, too. I also have a hunch