Living for today - Planning for Tomorrow
I mull over purchases for months before I make them and research most of the products I buy thoroughly. But I’ve still made some financial mistakes and have bought a few things over the past couple years that I regret. Here are the top 3 purchases that have given me the most buyer’s remorse and the lessons I’ve learned from wasting my money on them.
It’s common knowledge that competitiveness leads to success. Some of the most accomplished people of our time like Steve Jobs were known for being hyper-competitive perfectionists. Ambitious people go far in life because they’re always trying to be the best version of themselves. They don’t accept failure and have the level of motivation necessary to achieve their goals. To encourage you to embrace your competitive
Moving into your first apartment is an exciting time in your life. You’re striking out on your own and getting a space that’s all yours. But renting and budgeting for a first apartment is a big financial responsibility, and there are lots of hidden costs you may not think about. It’s important to plan and save for all of those expenses so you don’t end
One of the main reasons people say they can’t go vegan is because it’s too expensive, which I completely understand. My partner and I spend about $600 on groceries every month because of my special diet, which is far more than we’d like to pay. The staples of a vegan diet—rice, beans, pasta, veggies, and fruits—are some of the cheapest items at the grocery store.
My partner and I live on one of our incomes and save the other, which doesn’t leave tons of room in our budget for splurges. But by purchasing items secondhand and waiting patiently for sales, I’ve been able to treat myself to designer clothes and handbags without breaking the bank. Here are some of my best tips on how to buy nice things without going
Although becoming a one car family isn’t possible for everyone, if you can manage it, you’ll save a ton of money. Owning one vehicle is expensive, let alone two or three. Between maintenance and insurance, your spare car could be costing you hundreds of dollars per month. If you could save that money or use it to pay down your debt instead, you’d be able
Because the pandemic is keeping many of us inside this holiday weekend, it can be difficult to come up with productive things to do on MLK 2021. The volunteer events you attended in past years may be cancelled due to the coronavirus. Maybe you were even planning a trip to a museum with exhibits about the Civil Rights Movement, but no longer feel safe going
If you’re a financially responsible person who’s trying to save and invest as much of your income as possible, it’s easy to overcorrect and become too frugal. This may cause you to feel guilt over spending money instead of saving it, even if you’re buying something you need. For most of my life, I’ve struggled with anxiety over spending money, but have managed to overcome
As your income increases, it’s natural for your spending to go up. But when you secure a big promotion, it’s important not to let your purchasing habits get out of control. If you loosen your belt too much, you might end up neglecting your other financial goals like saving for retirement. To help you avoid lifestyle creep, here are four of my best tips. Save
It’s that time of year again where we start to think about our financial goals for the next year. Most of us want to save more money, make more money and be able to afford to do the things that we want. But with 2020 being such a financially challenging year, it’s possible that many of us are starting close to zero again and we’re
