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December 3, 2021 by: Vicky Monroe

5 Ways to Handle Finances When Dealing With Depression

Handle Finances When Dealing With Depression

Thinking about money can be stressful even in the best of times. So how do you handle finances when dealing with depression? Although your first instinct is probably to ignore your finances, doing so could make you even more stressed out. Watching debt and unpaid bills pile up will exacerbate your symptoms and make it harder to focus on healing.  Although it’s tough to budget

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November 24, 2021 by: Vicky Monroe

How to Save Money on Holiday Travel

Save Money on Holiday Travel

Now that the holiday season is in full swing, it’s time to make your Xmas travel plans if you haven’t already. This is the first time I’ve had to travel home for Christmas, so I’m trying to figure out how to get there without breaking the bank. Gas and plane tickets are both more expensive than they were last year. A gallon of gas costs about

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November 17, 2021 by: Vicky Monroe

Top 10 Products Used for Online Purchase Scams

Products Used For Online Purchase Scams

We all want to get the most bang for our buck when we shop. But if you come across a website that sells products for unbelievably low prices, it may be a scam. Criminals sometimes set up fake online stores and trick customers into buying products that don’t exist. The most common products used for online purchase scams are pets, health-related items, and cars. Here’s

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November 10, 2021 by: Vicky Monroe

How to Reduce Food Waste and Save on Groceries

How to Reduce Food Waste

Food waste happens to the best of us. It’s easy to forget about leftovers at the back of the fridge, causing them to spoil before you can eat them. Throwing out one head of lettuce or package of meat every now and then isn’t a big deal. But if you waste multiple food items each week, the cost can really add up. In fact, the

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November 3, 2021 by: Vicky Monroe

Should You Apply the ‘Buy Once, Cry Once’ Ideology on Budgeting?

Buy Once, Cry Once Ideology

How many times have you purchased a cheap product that broke just a few months later? Inexpensive, mass-produced items may seem like a good deal when you first buy them. But the difference in quality is obvious once you get them home and start using them. Instead of buying low-cost items that fall apart, it may be better to follow the ‘buy once, cry once’

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October 27, 2021 by: Vicky Monroe

How to Be Eco-Friendly Without Breaking the Bank

Eco-Friendly on a Budget

We all care about sustainability and protecting the environment. But eco-friendly products can cost up to 50% more than regular ones, which isn’t within everyone’s budget. When I analyzed my finances, I realized how much money I was spending on organic produce and Rainforest Alliance certified products.  Although being a good environmental steward is important to me, I don’t want my commitment to sustainability to

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October 20, 2021 by: Vicky Monroe

How to Protect Your Money From Nursing Home Costs

Protect Money from Nursing Home Costs

Almost 70% of people turning 65 will need long-term care within their lifetime. So if you’re approaching retirement age, it’s wise to prepare for nursing home costs. A private room in a nursing home will run you nearly $300 per day. That kind of expense can eat through your savings quickly if you don’t have a plan for shielding your assets. Here are some tips

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October 13, 2021 by: Vicky Monroe

How to Date Without Breaking the Bank

How to Date Without Breaking the Bank

Dating is expensive. My partner and I didn’t realize how much money we were spending on dinner dates and movie nights until we moved in together and stopped going out. Although it would be cheaper not to date, it’s necessary to find your soulmate. If you’re still searching for your future spouse, how do you get to know potential partners without breaking the bank? Here

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October 6, 2021 by: Vicky Monroe

How to Make Extra Money in the Military

Make Extra Money in the Military

Did you know that you can have a side hustle while you’re in the military? As long as you get permission from your command, you can work a part-time job to bring in additional income. Here are some of the best ways to make extra money in the military so you can meet your financial goals faster. Ways to Make Extra Money in the Military

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September 29, 2021 by: Vicky Monroe

How to Increase Your Chances of Becoming a Millionaire

Increase Your Chances of Becoming a Millionaire

Becoming a millionaire isn’t as difficult as you think. More than 8% of Americans have enough assets to qualify as millionaires. And according to CNBC, most of them weren’t born into wealth. They’re regular, hardworking people just like you and me who have made a series of good decisions to get where they are. If you aspire to be rich, luckily there are things you

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About The Author

Vicky Monroe is a freelance personal finance and lifestyle writer. When she’s not busy writing about her favorite money saving hacks or tinkering with her budget spreadsheets, she likes to travel, garden, and cook healthy vegetarian meals.

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