If you’ve ever seen an old advertisement from the 1800s, it probably contained some pretty outlandish claims. Companies used to say that their products cured diseases, made you attractive, and more. But now there are limits on what businesses can say about their products and services. The government has passed consumer protection laws to prevent businesses from deceiving potential customers. So if you believe you’ve
Should You Feel Bad When You Spend Money on Yourself?
You work hard for your money, so why do you feel bad when you spend money on yourself? Sometimes spending guilt comes from not meeting your financial goals. If eating out prevents you from saving up for a house down payment, you may not enjoy your meal as much. But if you’re hitting your savings targets, you shouldn’t feel any buyer’s remorse when you treat
Here’s Why I Don’t Spend Money on Travel
When I was younger, I dreamed of traveling the world as a digital nomad. I even considered living in a van to travel cheaply around the United States while I worked from my laptop. But after my first solo trips to Mexico and Las Vegas, I realized how quickly you can blow through money when you’re traveling, even if you’re trying to be frugal.
Top 3 Purchases I Regret The Most
I mull over purchases for months before I make them and research most of the products I buy thoroughly. But I’ve still made some financial mistakes and have bought a few things over the past couple years that I regret. Here are the top 3 purchases that have given me the most buyer’s remorse and the lessons I’ve learned from wasting my money on them.
Going Vegan Cost Me a Lot of Money, But I Don’t Regret It
One of the main reasons people say they can’t go vegan is because it’s too expensive, which I completely understand. My partner and I spend about $600 on groceries every month because of my special diet, which is far more than we’d like to pay. The staples of a vegan diet—rice, beans, pasta, veggies, and fruits—are some of the cheapest items at the grocery store.
How I Buy Nice Things on a Budget
My partner and I live on one of our incomes and save the other, which doesn’t leave tons of room in our budget for splurges. But by purchasing items secondhand and waiting patiently for sales, I’ve been able to treat myself to designer clothes and handbags without breaking the bank. Here are some of my best tips on how to buy nice things without going
How I Overcame My Guilt About Spending Money
If you’re a financially responsible person who’s trying to save and invest as much of your income as possible, it’s easy to overcorrect and become too frugal. This may cause you to feel guilt over spending money instead of saving it, even if you’re buying something you need. For most of my life, I’ve struggled with anxiety over spending money, but have managed to overcome
How I Avoid Lifestyle Creep
As your income increases, it’s natural for your spending to go up. But when you secure a big promotion, it’s important not to let your purchasing habits get out of control. If you loosen your belt too much, you might end up neglecting your other financial goals like saving for retirement. To help you avoid lifestyle creep, here are four of my best tips. Save
7 January Money Tips: Start Your Year Right
It’s a brand new year and that means it’s time to start your year off right. There are a ton of money tips out there, but here are seven that will help you get off on the right foot this January. Don’t Get a Gym Membership One of the priciest things people do in January is get a bunch of memberships. We want to change
Master Eating Healthier on a Budget
One of my newest endeavours is to find ways that see me eating healthier on a budget. I’m currently trying out a dairy-free diet to see if it combats an autoimmune disease that I have, and what I’m finding is eating healthy is really expensive. I’m not sure why a bag of chips is way cheaper than a pack of organic strawberries, but someone somewhere