Being both a student and a homeowner can be a challenging balancing act. With so many commitments and obligations, it can be hard to find time to do it all. But with the right strategies and tools, it is possible to prioritize your time and achieve balance. In this article, we’ll explore how to prioritize your time when you’re both a student and a homeowner.
Today I learned the third Monday in January is called “Blue Monday” because that’s when we get the bills from our holiday spending. If you opened up your credit card statement and were surprised at how much you owed, this article is for you. It’s easy to get carried away and spend too much money on Christmas gifts. A recent survey showed that more than
As times change, so do people’s tastes and preferences. These affect a number of industries, such as the shopping industry, and have led to a shift in trends. If you’re a seller, you may be wondering just what effect the current evolving trends have on sales. Read on to see some of these changes’ effect on sales so that you can do what’s best for
There are lots of controversial financial topics that money experts haven’t come to a consensus on. Is it better to rent or buy? Should you buy a used car or a new one? Should you pay off your house or focus more on investing? Because personal finance is personal, the right answer to these questions will be different for everyone. But today I thought I’d
It may seem a bit early to be thinking about financial goals for 2023 considering Christmas hasn’t even passed yet. But Bank of America just released a consumer survey about holiday shopping and financial New Year’s resolutions, which got me thinking about my goals. According to Bank of America, the top financial New Year’s resolution is to increase savings, followed by investing for retirement. Americans
Believe it or not, you can learn a lot about personal finance just by relaxing and watching TV! Personal finance TV shows can teach you about budgeting, paying off debt, and investing in real estate from the comfort of your own couch. These shows may feel like entertainment, but you’ll absorb a ton of valuable knowledge that will help you make better financial decisions. Here
Everyone dreams of being a millionaire someday. However, not everyone can fulfill this wish, and the reason is simple. People spend time earning money but don’t think for a second before spending it. Many people do not think about saving and investing their earnings for a profitable future. And even if those who do, majority of those are in their late 40s and 50’s when
If you’ve been on TikTok or other social media platforms lately, you’ve probably heard of the soft life trend. For those of you who are unfamiliar with it, it’s a new lifestyle movement that involves rejecting hustle culture and embracing a slow-paced life full of self-care. While this sounds nice in theory, following soft life influencers and trying to emulate their lifestyle could wreak havoc
Perhaps you’ve reached the age where retirement is on the horizon. Maybe you’ve started looking over your financial situation, and you have some concerns. While traditional thinking suggests that you should have your finances in order by the time you reach a certain age, that isn’t always the case. To help you achieve the financial stability you’re looking for, here are some key money-saving tips
Recently I’ve been thinking about making an appointment with a fee-only financial advisor. Although I know how to manage my money after years of writing about personal finance, it’s always nice to get an outside perspective. Having a CFP (like those available at https://www.thekelleyfinancialgroup.com/) tell me I’m on the right track would give me peace of mind. I’d also like to know what’s possible with my current
