Living for today - Planning for Tomorrow
When I share my budget I’m always asked why there isn’t a line item for clothing. I’ve already explained how I’m able to get kids clothes for really cheap, but what about clothes for myself? The truth is I just don’t have that many. And it’s a very freeing thing. My closet is only filled with items that I like and actually wear and getting
I remember the first time I ready The Total Money Makeover by Dave Ramsey. I was in my early twenties and at that time I was hell bent on following his baby steps. The good news was that I didn’t have much debt. I’ve been very fortunate that consumer debt never really appealed to me, even before I took an interest in personal finance. The
It’s hard to believe but October is here. I, for one, am enjoying the slightly cooler weather and am ready to embrace fall. Every year fall kicks off the holiday season. With Halloween coming up in a few short weeks I’ve been looking for fun and inexpensive activities for my daughters. Here are seven of the best Halloween activities for kids. (We’re working on a
We all have our guilty pleasures. Caffeine is definitely one of mine. If you find yourself spending mass amounts of money on your caffeine addiction here are a few ways to save money on coffee. Make it At Home Obvious, right? Definitely worth mentioning though. If you’re currently breaking yourself purchasing Starbucks every day then invest in a nice coffee maker and portable coffee cup
Common knowledge says it’s super expensive to raise a kid. I happen to believe it’s only as expensive as you want it to be. Sure you can send your children to Ivy League preschool, buy them every toy their heart desires, deck out their closets with brand name clothes, and sign them up for every activity possible, but that’s unnecessary. It’s entirely possible to raise
Three years ago I prided myself on spending only $200 per month on groceries for me and my two daughters. I was in a stage of life where I needed to keep my expenses low and I certainly did just that. Fast forward to today and my grocery budget is close to $650 per month, if not more. That kind of stings when I type
Fall is almost here! I don’t know about you but this is my favorite time of the year. I love the weather. I love being able to wear a sweater and feel just right. I love the leaves falling from the trees. But most of all, I love the activities that I can do with my kids. Here’s a list of seven low cost fall
I firmly believe that post people know that “how’s” or personal finance and just don’t have a strong enough “why.” However, with so much information available people can also get bogged down in the “how’s” looking to take too many paths. If you’re someone who is just starting from scratch these are the most basic things you should know about money. Once you learn these
In the personal finance world frugality is made out to be some magical unicorn that’s going to bring you the ultimate financial success. Most personal finance bloggers worship frugality, looking to save money in any and every way possible. I never quite understood it. My goals went more like this – “I want to make and save enough money so that it makes no difference
This post might sound a little crazy to anyone who has either never tried to conceive or has had no problem conceiving. However, today I’ve got to represent (and help!) all the women who are trying to conceive but are going through a long process. I’ve went down a bumpy road myself this year. And I’ll tell you what – I’ve spent far more on
