Living for today - Planning for Tomorrow
It’s back to school time! It’s hard to believe but my oldest starts school next Monday and my Kindergartener starts the Monday after that. The summer has flown bye and believe it or not, I haven’t done one lick of back to school shopping yet. Now that we’re getting down to the wire it’s time to get back to school shopping marked off the list.
This post is a contributed post from USA.gov. See their Financial Self-Defense Kit for advice on how to build financial confidence as well as safeguard your finances. “It takes many good deeds to build a good reputation, and only one bad one to lose it.” — Benjamin Franklin Your credit history is your financial reputation. And just like your professional and personal reputations, your credit history takes
There are plenty of different ways to budget and the method that your family chooses shouldn’t be set in stone. Getting on a budget is one of the single most important things you can do to make sure your family is reaching financial goals. If you have no idea how to get started here are three types of family budgets to consider. The Zero Based
Cheap vacations are kind of my thing. I don’t like to travel a lot and when I take a vacation it’s far from extravagant, which is a good thing seeing as the average family vacation can run you thousands of dollars. If you’ve been thinking up cheap vacation ideas here are a few to get you started. Camping Camping is an age old family activity
I got married earlier this year and for the most part my husband and I have the same views on money. We both hate debt, like to keep a nice cash buffer around, agree that we should actively save for retirement and mostly agree on normal household expenses. BUT (yes there’s a but) the big difference between us is that he doesn’t have quite as
Last Friday night one of the power company’s substations caught fire. The entire town had no electric from late Friday night to late Saturday night. While you would think this would be just a little inconvenience the whole town went nuts. (I actually thought it was fun and convinced my girls that this was our adventure!) There was only one store in town that had
Looking for some frugal fun for the family this summer? With kids out of school and summer routines pretty loose it’s a good idea to have a list of fund and cheap summer activities you can do as a family. Here are ten ideas to try. Host a Movie Night Throw a punch of pillows and blankets on the floor and have a family movie
Are you kids wanting to get out of the house and earn some cash this summer? Giving your kids the chance to come up with their own business idea and execute can teach them a lot about work ethic, money management, discipline and entrepreneurship. Here are ways for kids to make money this summer. A Lemonade Stand Having a lemonade stand is one of the
Since I work from home I am always asked by other hopefuls how to get started. When I explain that I put 80 hours a week working two days jobs and building an online business on the side and also had around 100 rejection letters before getting my first freelance job, I feel like that part is just glazed over. People expect me to give
You could be Richard Branson or a tramp in a bin. No matter – if you don’t tighten your purse strings like Scrooge McDuck every once in a while, you’ll end up in a spiral of debt that will only grow larger as time goes by. Indeed, screeds of people fall into bankruptcy every week. And all they needed was a strict budget to stop
