Living for today - Planning for Tomorrow
Three years ago I prided myself on spending only $200 per month on groceries for me and my two daughters. I was in a stage of life where I needed to keep my expenses low and I certainly did just that. Fast forward to today and my grocery budget is close to $650 per month, if not more. That kind of stings when I type
Fall is almost here! I don’t know about you but this is my favorite time of the year. I love the weather. I love being able to wear a sweater and feel just right. I love the leaves falling from the trees. But most of all, I love the activities that I can do with my kids. Here’s a list of seven low cost fall
I firmly believe that post people know that “how’s” or personal finance and just don’t have a strong enough “why.” However, with so much information available people can also get bogged down in the “how’s” looking to take too many paths. If you’re someone who is just starting from scratch these are the most basic things you should know about money. Once you learn these
In the personal finance world frugality is made out to be some magical unicorn that’s going to bring you the ultimate financial success. Most personal finance bloggers worship frugality, looking to save money in any and every way possible. I never quite understood it. My goals went more like this – “I want to make and save enough money so that it makes no difference
This post might sound a little crazy to anyone who has either never tried to conceive or has had no problem conceiving. However, today I’ve got to represent (and help!) all the women who are trying to conceive but are going through a long process. I’ve went down a bumpy road myself this year. And I’ll tell you what – I’ve spent far more on
There’s a new personal finance book floating around – The One-Page Financial Plan: A Simple Way to Be Smart About Your Money. While I actually haven’t read this book I like the concept the title suggests: keep your financial plan to one page! I was able to very easily come up with my own one page financial plan which consists of just two big goals!
Whether you work from home or are just creating an office to store all of your bills and financial records, setting up a home office can be expensive! In the past few years that I’ve been working from home I’ve discovered that my home office needs have drastically changed. Here are four ideas for saving money on your home office. # 1 – Choose a
When it came to car insurance five years ago I was all about price. I understood very little about things like liability limits, deductibles, and what constitutes a good insurance policy. But after working as a personal lines insurance agent I can now say with complete confidence that when it comes to auto insurance you should care! In my year as an insurance agent I
It’s back to school time! It’s hard to believe but my oldest starts school next Monday and my Kindergartener starts the Monday after that. The summer has flown bye and believe it or not, I haven’t done one lick of back to school shopping yet. Now that we’re getting down to the wire it’s time to get back to school shopping marked off the list.
This post is a contributed post from USA.gov. See their Financial Self-Defense Kit for advice on how to build financial confidence as well as safeguard your finances. “It takes many good deeds to build a good reputation, and only one bad one to lose it.” — Benjamin Franklin Your credit history is your financial reputation. And just like your professional and personal reputations, your credit history takes
