Living for today - Planning for Tomorrow
In the personal finance world frugality is made out to be some magical unicorn that’s going to bring you the ultimate financial success. Most personal finance bloggers worship frugality, looking to save money in any and every way possible. I never quite understood it. My goals went more like this – “I want to make and save enough money so that it makes no difference
This post might sound a little crazy to anyone who has either never tried to conceive or has had no problem conceiving. However, today I’ve got to represent (and help!) all the women who are trying to conceive but are going through a long process. I’ve went down a bumpy road myself this year. And I’ll tell you what – I’ve spent far more on
There’s a new personal finance book floating around – The One-Page Financial Plan: A Simple Way to Be Smart About Your Money. While I actually haven’t read this book I like the concept the title suggests: keep your financial plan to one page! I was able to very easily come up with my own one page financial plan which consists of just two big goals!
Whether you work from home or are just creating an office to store all of your bills and financial records, setting up a home office can be expensive! In the past few years that I’ve been working from home I’ve discovered that my home office needs have drastically changed. Here are four ideas for saving money on your home office. # 1 – Choose a
When it came to car insurance five years ago I was all about price. I understood very little about things like liability limits, deductibles, and what constitutes a good insurance policy. But after working as a personal lines insurance agent I can now say with complete confidence that when it comes to auto insurance you should care! In my year as an insurance agent I
It’s back to school time! It’s hard to believe but my oldest starts school next Monday and my Kindergartener starts the Monday after that. The summer has flown bye and believe it or not, I haven’t done one lick of back to school shopping yet. Now that we’re getting down to the wire it’s time to get back to school shopping marked off the list.
This post is a contributed post from USA.gov. See their Financial Self-Defense Kit for advice on how to build financial confidence as well as safeguard your finances. “It takes many good deeds to build a good reputation, and only one bad one to lose it.” — Benjamin Franklin Your credit history is your financial reputation. And just like your professional and personal reputations, your credit history takes
There are plenty of different ways to budget and the method that your family chooses shouldn’t be set in stone. Getting on a budget is one of the single most important things you can do to make sure your family is reaching financial goals. If you have no idea how to get started here are three types of family budgets to consider. The Zero Based
Cheap vacations are kind of my thing. I don’t like to travel a lot and when I take a vacation it’s far from extravagant, which is a good thing seeing as the average family vacation can run you thousands of dollars. If you’ve been thinking up cheap vacation ideas here are a few to get you started. Camping Camping is an age old family activity
I got married earlier this year and for the most part my husband and I have the same views on money. We both hate debt, like to keep a nice cash buffer around, agree that we should actively save for retirement and mostly agree on normal household expenses. BUT (yes there’s a but) the big difference between us is that he doesn’t have quite as
