My twenties are quickly coming to a wrap. (Seriously, where did the time go?!) And while I was lucky to fall in love with personal finance at a young age that doesn’t mean that I haven’t made my fair share of personal finance mistakes. Here are the five things you should know about money in your twenties. Kill Your Consumer Debt and Stay Away From
6 Places You Can Cash in Your Clutter
I’m always looking for ways I can cash in my clutter. And since I go through minimalism kicks and seem to acquire more stuff than I care to admit, I’m looking to sell something at least every other month. While browsing Pinterest the other day I saw this post where Bob Lotich, owner of Christian Personal Finance, sold all of his junk and walked away
5 Ways to Save Money on Everyday Expenses
If you’re trying to make ends meet you’ve likely put away the credit cards, created a budget, and are diligently tracking your spending. But still, there’s more month than there is money. If this sounds like you here are five (creative) ways to save money on everyday expenses. Use Lozo Before Grocery Shopping I don’t have time to sit down, search sales fliers and look
Money is Basic: Changing Your Habits is Hard
The more I read and write about money the more I realize there’s never going to be a magic solution that changes the way people use their money. Deep down money is basic. I mean look at this one principle – “live below your means.” Those four words pretty much tell you everything you need to do to live a financially stable life. You know
How to Live Off One Income
Are you a mom dreaming of the day when you can quit working and start staying home with your kids? Maybe either you or your spouse lost a job. Or, you could be like me, a single parent, with no choice but to live on one income. The circumstances don’t really matter. That fact is that it’s completely possible to support a family on one
Joining Finances: 4 Tips for a Smooth Transition
Having been single for the past couple of years I’ve had full control over my financial situation. And I’m not going to lie – I like it. But as my relationship with my boyfriend continues to grow the thought of joining finances keeps crossing my mind. While I like that I have control now, I also know that two people can accomplish more than one.
How I Keep My Low Car Insurance Premium (And How You Can Too!)
As an ex insurance agent I’ve seen one too many people struggle to keep their car insurance bills down. I’ve seen monthly premiums range from $300-$500 per month with one car and two people on the policy. That’s scary to even think about. I’ve also learned how the auto insurance business works. And what to do in order to keep a premium low. Because nobody
How to Treat Your Dollars Like Employees
If your personal finances were actually a company called YOU, Inc. how would you run YOU, Inc.? Would you let your money be spent on frivolous items that didn’t bring you joy, or would you run a tight ship and tell every dollar where to go? I’ve always been a sucker for articles that started like that. So, sorry, I had to put that in
Is Materialism Ruining Your Personal Finances?
Over the past couple of weeks I’ve been more observant than usual when money comes up in conversation. I’ve talked to some of my younger friends and family members who brag about getting a new car, only to complain three seconds later about their car payment and insurance. They also pridefully state which of their friends just landed new jobs with high pay and how
Working On More Than One Financial Goal? Here’s a Good Way to Do It.
Are you working toward more than one financial goal? I am, too. You’re probably aware of the fact that if you stick to one financial goal at a time that you’ll be able to keep a lot more focus and reach your goal faster. But life doesn’t always work like that. There are many times in life when there will be several goals you want