Living for today - Planning for Tomorrow
If you’ve received a request to join something called “LuLaRoe” by one of your Facebook friends, you’re not alone. The up and coming clothing brand with the zany leggings experienced exponential growth in the last 12 months. According to Business Insider, its team of fashion consultants grew from 2,000 to over 35,000! But, is LuLaRoe clothing really better than competitors? Let’s take a look. What
Are you paying monthly payments that make your eyes cross and you just wish you could chop debt faster? If you’re interested in making a good chunk of change this month, then here is a brief list of ways to make that happen. First, let’s cover some ways I wouldn’t recommend you find cash fast. Don’t make a cash advance on your credit card. Not everyone
You’ve decided to make a change. You’ve looked at your life and decided getting out of debt as soon as possible is your next objective. I can say from personal experience that a decision like that can change the trajectory of your life. Congratulations! While you work hard toward your goal, remember there are a few steps that are easily overlooked. I learned that the
Do you ever run out of cash at the end of the month? That has got to be the most frustrating part of budgeting, in my opinion: Staying on it. To help boost your frugal efforts, I’ve put together a simple list of ways for you use some advanced budgeting as you track your spending this month. 3 Simple Ways to Use Advanced Budgeting to
Laura Harris is a professional writer, wife, and mother of two with a background in banking. After taking Financial Peace University with her husband in 2011, they had a life-changing experience made up of everyday changes like learning to communicate about money, getting on a budget, and becoming debt-free right before having their first child. She now stays home with her children, coordinates Financial Peace
Please welcome Laura to the blog as she shares her journey toward debt freedom. My name is Laura Harris and I am a recovering sloppy spender. “Hi, Laura,” you all say. Thank you. So kind. Five years ago, I was engaged to the love of my life, wallowing in debt, embarrassed by my dwindling savings account, and anxious about our future. Twenty-two radical months later,
There have recently been some unexpected circumstances in my extended family that make me once again realize the importance of an emergency fund and also make me want to at least double the amount I currently have saved. It’s really unfortunate that over half of American’s have less than $1,000 in their bank accounts and aren’t prepared for the bad things that happen in life.
I don’t know about you but I always find it interesting to compare my spending to that of average Americans. I usually feel better knowing that I’m spending far less considering the lack of basic financial principles in the U.S. One statistic you might be surprised to learn is that the average spent on an engagement ring in 2014 was $5,855 according to The Knot.
One of my favorite things to keep my kids busy during the summer is learning activities. At ages six and seven both of my kids very much enjoy anything with an educational spin and are already missing school dearly. Because of this we now have a go-to list of frugal and free educational resources for elementary aged kids. Here are our favorites. Education.com Education.com is
I have come to terms with the fact that when it comes to the stock market I’m not an all-in kind of person. I know many people who have built their fortunes in the stock market and who have created financial independence at a young age because of their investments. So while this post isn’t meant to discourage anyone from investing their money in stocks
