Living for today - Planning for Tomorrow
It’s about that time that – if you are getting a tax refund it’s probably now sitting in your bank account or will be arriving any day down. While it’s commonly advised that you should lower you tax deductions so that you don’t receive a tax refund, I don’t feel this is always good advice. In fact, I’ve received a tax refund most years of
A couple weeks ago we went over ways to earn money with real estate. One key method I left out was investing in real estate without owning real property. If you want to invest in real estate or just diversify your portfolio you can do so fairly easily. Here’s how to invest in real estate without owning real property. REITs REITs are real estate investment
When you first get started investing you’ll be presented with countless options. One of the easiest ways for you to get started (and what I wish I would’ve done) is to invest in ETFs. What are ETFs Exchange Traded Funds are usually referred to as ETF’s. ETFs commonly track a basket of assets like a stock or bond index (the S&P 500 or DOW Jones,
One area of spending that I’ve increased in recent months is food. It turns out that when you try to eat healthier you end up spending more money on food than when you were eating junk. My higher than normal food bills got me wondering what the average American family of four spent on food. It turns out I’m not doing quite as bad as
Working at home has become a great option for many in recent years. Thanks to technology it’s easier to do than ever before, it’s flexible and if in the right field it can be a good way to earn more money. This was definitely the case for me. Since I’m in a small town I chose to give self-employment and working from home a go
While growing your own food is often touted as great money saving advice (and I believe it is) it’s one of those areas where it’s easy to go overboard and can quickly become expensive. If you’re interested in growing at least some of your own food here’s how to keep the cost in check. Don’t Buy Kits Have you ever thought about buying an herb
When it comes to money it’s easy to go to extremes – either spending too much or being so tight with your money you’re not living life to its fullest. At one point or another I’ve been at both ends of the spectrum. I used to be at the frugal end of the equation. It would kill me to spend more than $3 on a
I have a love for smaller homes. Up until last year the biggest house I’ve lived in during my adult life was a little over 1200 sq. ft. When my husband and I moved last summer we bought a house that was a little larger than we both preferred but bought anyway due to several other factors. While I do love where I’m at now
Over spring break my kids were home with me for the week. In all honestly it was so nice to have them back home and not have to deal with going back and forth to the school twice per day. And to my surprise we didn’t have any boredom crop up over the week. We did so many activities and everyone stayed happy. In honor
If you’ve never heard the term before your net worth is the value of all of your assets minus all of your liabilities. It’s kind of like a financial report card. Tracking your net worth is one of the best things you can do to see if you are building or killing your wealth. Net worth is also a way to see how you stack
