Living for today - Planning for Tomorrow
Clever marketing would have you thinking that you need to spend tens of thousands of dollars to get everything you need to bring home a baby. Fortunately, this just isn’t true. With my first daughter I fell for the trap and bought so many baby related items that never got used more than once. When my second daughter came around I knew what I was
If you’re in the midst of building your capsule wardrobe but don’t have the money to be shelling out $100 or more for jeans – don’t panic yet. When it comes to saving money on high-quality jeans there are SO many ways to save. Here are just a few ideas to save money on quality jeans. Go for Quality Over Quantity When you’re focused on
If you’re looking for a way to spend less on clothes or just dramatically de-clutter what you currently have, a capsule wardrobe could be your solution. I have kept a capsule wardrobe for the last several years without even knowing there was a name for it! Now building these small but highly functionable wardrobes seems to be on trend. Here’s how to build a capsule
I was looking over my spending from the past month when I realized that I had slipped up a bit. Even though I had told myself that I was going to be fairly strict with my spending so that I could reach my more important goals, I got lazy. And for me that’s where the problems start. I know that if I set up a
For new parents to be pregnancy is such a fun time. You can dream about your child and look forward to the future. And the mom to be is usually nesting away trying to get the house taken care of. One of the most helpful things you can do before getting pregnant is to set yourself up financially. Here are some financial preparations to make
It’s true, I used to be scared to invest my money. And really I’m not so sure that I was as afraid as I was confused. But investing doesn’t have to be scary or confusing. Here’s all you need to know to get started and stop being afraid to invest. # 1 – Start Small Thanks to technology there are hundreds of different brokers competing
Paying yourself first could be the ticket to building financial stability and eventually, financial independence. If you’ve been struggling to save and are wanting to build solid financial habits, here’s how to pay yourself first. Treat Your Savings Like a Bill To effectively pay yourself first you need to treat your savings like it’s a bill. Pick a certain day each month (preferably a pay
Sometimes it’s easy to jump on the bandwagon without even giving second thought as to WHY you’re doing something. This is often the case with money. Whether you’re keeping up with Joneses and spending too much money or keeping up with Frugal’s and pinching pennies to the point of leading a miserable existence, chances are you’re damaging your relationship with money. If you want to
If you’re trying to work on your personal finances budgeting is one of the very first things you should do. Having a good budget can help you become more intentional with your money. Instead of your money ruling you, budgeting allows you to tell your money where to go. But just because budgeting is a positive thing doesn’t make it easy. Here are three important
Although I don’t choose to live in the country to save money I do, in general, feel like living in a rural area is a good financial choice. However, last year I moved even more rurally – right in the middle of the woods, to be exact. While I got a bargain on the house and very much enjoy where I’m at everything isn’t perfect
