My debt free journey looked very similar to a mudslide until 2011. I was recently married and a graduate of Financial Peace University. The tools in that class helped my husband and I gain traction, change some habits, live on less, and pay off debt faster. In November of 2012, we conquered our final credit card payment and stared at one another in shock. “Did
Losing a job is ranked among the top 10 most stressful things a person can face, according to the Holmes and Rahe Stress scale. With that in mind, is it even possible to prepare for a loss of income in order to lessen the stress it’s sure to cause? Yes. Whether you face a sudden or expected loss of income, there are steps you can
We all learn differently. Some learn best through the visual world; some thrive on a spoken word. Then there are others who enjoy parables or fables that weave a life lesson into a tapestry of story. Since you are kind enough to grace this blog post with your presence today, I have a hunch that you read books, too. I also have a hunch
Unlike everything else you own, your house is remarkably tricky to get rid of quickly. Everything from your car to your family business can be sold in a matter of weeks, whereas it could take months of effort and thousands of dollars to get your home keys in the hands of the perfect buyer. Of course, this whole process is made easier by employing the
Life after college might be intimidating for the unprepared graduates whereas, the wise can turn it into a new exciting venture. Those who find lives becoming tough after college are mostly students who grew up and lived in their parents’ house all their lives including their college years. To such, an exit from the safe comfort at home is a radical shift in their personal
After becoming a mom, everybody wanted my money. When I opened my mailbox, a thick Pottery Barn catalog spilled out, offering chandeliers and plush rugs for my baby’s nursery. When I logged onto Facebook, ads for Target and Babies R’ Us lined the side of my screen. How on earth was I to know which one was the best store for new moms? The answer comes through
Recently, I wrote about several apps that pay you money. Now I’m back to talk about apps that track your spending. Before I delve into the list, I think it’s important to distinguish the difference between tracking your money and budgeting your money. I used to think they were one in the same. Anything was better than winging it. That may be true, but I don’t believe a
Do you use a monthly cash flow plan? Most people call it a budget, but that often leaves a bad taste in people’s mouths (mine included). Terminology aside, do you think it helps or hinders your money? Here’s why this matters so much to me. I spent the first half of my twenties avoiding a monthly cash flow plan, feeling it went against my freely
Grocery shopping may never be the same. Kroger upped its game in 2016 by creating an online shopping option with a roadside pickup. You order, pull up to the store, and they load your trunk with your groceries. Is it too good to be true? Here is my Kroger ClickList review. I’m a stay-at-home mother of two. I’ll be the first to admit I don’t prefer losing
One of the most negotiable “needs” within a home is cable. Due to clever marketing and structured price packages that include internet and a land line for nearly the same price as cable, it’s hard to say no. If, however, you’re looking for some frugal alternatives to cable, this list is for you. When cable first hit the scene in 60’s and 70’s, who could have
