The amount of people that live without renters insurance completely boggles my mind. I understand the plight of the budget-conscious (or budget mandatory?) young adult, but to me, this is a necessary purchase and it’s so low cost. What is renters insurance? Renters insurance, also referred to as tenants insurance, is a type of home insurance you can (and should) purchase if you’re renting an
Is Amazon Prime Worth It?
I’m an avid online shopper. I love the ease, convenience and money-saving aspects of picking out what I need on my phone or laptop (I shop both evenly). Due to my online shopping habits, I feel I’m uniquely qualified to answer the question: is Amazon Prime worth it. What is Amazon Prime? Before we answer the question “is Amazon Prime worth it” we need to
Remote Worker? You Might Be Eligible for These Home Office Tax Deduction Perks
If you’re a remote worker or someone who works out of your home, even if you don’t own your own company, chances are there are a few home office tax deduction expenses that you’re not taking advantage of. From a portion of your rent to part of your phone and internet bills, there are a ton of things that those who work from home have
5 Ways to Make Money Doing Nothing
We could all use a little more money, couldn’t we? I know I could. But there are only so many hours in the day. If only there was a way to make money doing nothing so you could relax and enjoy the latest Netflix binge and still bring in the cash. Oh wait, there are! I’ve got six great ideas that can continue to make
Habits to Build a Good Credit Score
Wondering what you can do to build or maintain your good credit score? Credit scores are important for a lot of things from renting an apartment to buying a car, but building a good one can seem like a real mystery. So, here are a few tips and tricks to ensure you’re working on that great score! Use Your Credit Like Debit If you’re trying
How Much Should You Allocate To Your HSA?
Managing your personal finances is about more than just paying your monthly bills, there are short and long-term savings goals and health expenditures. That’s where a healthcare savings account or an “HSA” comes into play. What is an HSA? An HSA is just like any other savings account but the funds saved in it can only be used for healthcare expenditures. The medical and dental
What Happens To Your Credit Card Debt When You Die?
Death is a touchy topic but it’s a reality. Losing someone is incredibly hard, but it can be way harder when you have debt to deal with. So today let’s talk about a somewhat dark topic that you might be curious about: what happens to your credit card debt when you die? Dealing with death, inheritance and debt can be complex. And the answers to
4 Ways To Save On Your Groceries
One of the things I’ve learned as a grownup is that buying groceries is expensive. Seriously, I waste so much money on food. So, if you want to save money on your groceries, I’ve come up with the following tips that have helped me over the years: Make A Grocery List One of the biggest mistakes you can do when grocery shopping (besides going while
How Much Should Your Phone Bill Cost?
It’s the beginning of the month which means we have a whole new set of bills to pay—it’s funny that way, they just seem to come back month after month, even though you just paid them. While I was paying my bills last month I started thinking, how much should my mobile phone bill cost? So I started to ask around. And it turns out,
Will Disney+ Cost Be Worth It?
Disney+ is launching in November, and while it sounds great it means signing up for yet another streaming service that you might or might not use. So, is the Disney+ cost going to be worth it? I am a huge fan of Disney. If I had it my way I’d probably watch Disney 24/7 (granted, they don’t have my true crime documentaries, so maybe not),