Living for today - Planning for Tomorrow
Are you wondering how much money you should be saving each month? If so, you’re not alone! This is a common, yet deeply personal question among the personal finance community. And to put it bluntly, there’s no one right answer. The Amount You Save is Relative to Income The cutting expenses vs. earning more debate has been around forever. And to be quite honest you
When you’re living paycheck to paycheck it’s so easy to become engulfed with financial stress. Trust me, I know what you’re going through. I’ve been there before. But if you’re deliberate in your actions, the way you’re both earning and spending your money, then it is possible to get one month ahead and eliminate that stress. Here’s what I did and it will work for
We’ve talked about what living minimally can do for your finances but I think it’s worth talking about again. The truth is, when you stop trying to keep up with the Joneses and instead start spending your time and money according to your values your entire life improves. What is Living Minimally? Living minimally is simply finding the things you love the most and getting
Working for yourself has a lot of pros, but it’s not all rainbows and sunshine like many people make it out to be. The fact is when you’re self-employed you’ve got to put some serious (unpaid) hours in the beginning just to make a name for yourself. After that you’ve got to learn how to manage clients, set your rates, and find ample time to
I’ve been obsessed with reading extreme frugality blogs lately. I’ve also noticed a trend: extreme frugality IS NOT about saving money, it’s about lifestyle. The people who practice these extreme frugality tips might just be some of the wealthiest people you ever meet. That’s because they build lives that are centered on other people, nature, and hobbies that make them happy, not money. They have
Last year one of my big goals was to double my income. And last month I almost did it! I went from earning about $2,000 per month to finishing the year at $3,850. This year my goal is to earn $5,000 a month or $60,000 per year. I’ve got to admit – last year my goal felt a little far-fetched. I was really struggling in
Since there’s only one day left until the New Year I guess it’s time to get my financial goals out laid out. This year I decided on three main financial goals. Since I’ve narrowed it down to just these three I’ll have time to give these the attention that they need. Here they are: Save $20,000 for a Down Payment on a Farm My number
I’ve been getting pretty wrapped up lately in wanting to really, really cut back on my expenses and live a less consumer-driven life. I’m just tired of all the waste – of filling up an entire trash bag full of junk in one day and having my kids’ toy boxes just overflow. So in 2015 you’ll be hearing a lot about how I’m doing all
Are you ready to get your financial in order in a way that allows you to live your life rather than worrying about money 24/7 or spending hours a day tracking your expenses? The reason people often give up on their finances is because they make their systems way too complicated! The best thing you can do for your financial situation is to keep it
I’m going to be honest. When I get busy with work and my personal life by budget starts lagging behind and I have to play catch up. With Christmas, plus my oldest daughter’s birthday, it’s already been a high spending month. To bring my budget back down I’ve been looking at some unusual ways to save money. I scoured the internet, looking for some weird
