Living for today - Planning for Tomorrow
We’ve talked about what living minimally can do for your finances but I think it’s worth talking about again. The truth is, when you stop trying to keep up with the Joneses and instead start spending your time and money according to your values your entire life improves. What is Living Minimally? Living minimally is simply finding the things you love the most and getting
Last year one of my big goals was to double my income. And last month I almost did it! I went from earning about $2,000 per month to finishing the year at $3,850. This year my goal is to earn $5,000 a month or $60,000 per year. I’ve got to admit – last year my goal felt a little far-fetched. I was really struggling in
Since there’s only one day left until the New Year I guess it’s time to get my financial goals out laid out. This year I decided on three main financial goals. Since I’ve narrowed it down to just these three I’ll have time to give these the attention that they need. Here they are: Save $20,000 for a Down Payment on a Farm My number
I’ve been getting pretty wrapped up lately in wanting to really, really cut back on my expenses and live a less consumer-driven life. I’m just tired of all the waste – of filling up an entire trash bag full of junk in one day and having my kids’ toy boxes just overflow. So in 2015 you’ll be hearing a lot about how I’m doing all
Are you ready to get your financial in order in a way that allows you to live your life rather than worrying about money 24/7 or spending hours a day tracking your expenses? The reason people often give up on their finances is because they make their systems way too complicated! The best thing you can do for your financial situation is to keep it
Sticking to your Christmas budget can be tough, especially if you have kids! Before kids my Christmas budget was never too out of hand. I didn’t have anyone who I felt the need to lavish with gifts. Sure, I still liked giving meaningful gifts, but I found that those didn’t have to cost a lot of money. My first daughter was born in December of
The year is quickly coming to a close. Before you know it we’ll be entering 2015 and you’ll be setting New Year’s resolutions. To ensure that you make 2015 as successful as possible, you should first make sure that all of your finances from this year are in order. Here are four end of the year check-ups you should perform. Debt Assessment It’s extremely important
Thanksgiving is over but that doesn’t mean you should stop being thankful. In the past year I’ve been happier than I have in my entire life and I owe that to one thing: being thankful. That doesn’t mean my life is all sunshine and rainbows – because it isn’t. I’m not a millionaire, I don’t have life all figured out, and some days my kids
If you ever plan on borrowing money, keeping your credit score high is crucial. Otherwise you’ll be paying far more in interest than you should be. Trust me, I’ve been there. When I bought my first car I didn’t have the greatest credit. It’s not that I had done anything wrong, it’s just that I was slow on building my credit. I was young and
You’ve tried your hand at budgeting. Creating detailed spreadsheets, tracking what you’re spending for a few days, whipping out envelopes and filling them with cash, but nothing ever stuck. After about a week of full throttle budgeting you gave up. Your spending went back to normal and you decided your personal finances will be doomed forever. Does that sound like you? If so, don’t feel
