Living for today - Planning for Tomorrow
Over the past couple of weeks I’ve been more observant than usual when money comes up in conversation. I’ve talked to some of my younger friends and family members who brag about getting a new car, only to complain three seconds later about their car payment and insurance. They also pridefully state which of their friends just landed new jobs with high pay and how
After waiting on a contractor for months my boyfriend is finally renovating his bathroom. He lives in a nice, older suburb right outside of town. While his 1950’s brick ranch is in good condition for the most part, the bathroom was not. Aside from the ugly blue tile, toilet, bathtub, and sink there was really one major problem: mold. A problem with the vent in
It’s no secret: banks are tightening up their purse strings. If you have bad credit you can kiss your chance of bank financing goodbye. Except for in the off chance you want to pay 30 percent interest. Then you just might have a fighting chance. Instead of checking around with banks and either a) getting rejected or b) paying thousands of dollars in unnecessary interest
Unless you’re into extreme frugality, Mr. Money Mustache style, then you probably aren’t living on a bare bones budget and have no desire to. Still, it’s important to know what yours is. In the event of an illness, job loss, or other life altering event where you lose your income you should know how much money you’re going to need to survive. What is a
I’ve been thinking lately that I need to take my kids somewhere fun for a weekend and make some awesome memories, but I don’t know where to go. Unlike, most of mankind I don’t really care for traveling. It doesn’t get me excited. But I would like to have a fun, inexpensive, low maintenance 2-3 day getaway with my two daughters. Show Me the Money
You’re approached by a friend who’s about to be evicted from his apartment. He needs $500 to keep his home and he knows you’ve got the money. He asks for a loan and tells you that he can pay you back next month. Would you lend him the money? Why You Shouldn’t Loaning money to friends and family is a touchy subject. After all, you
Ever since I’ve been a kid Memorial Day has been the sign of summer and more importantly, summer vacation. The thing though, is that as a kid my thought of a summer vacation entailed visiting Sea World or King’s Island. I can remember one trip where we stayed away from home for more than one day. (Which was when my grandma paid for my family
Technology is constantly changing. As soon as you get used to the latest phone/tablet/device something newer and better comes out. While technology can make your life a little bit easier, it could also be making you poor. Here’s why. # 1 – Keeping Up with the Joneses (Social Media) Social media can be the gateway to ultimate envy if you let it be. Facebook has
Working as an insurance agent for one year taught me that people rarely understand their insurance policies. And I’ll admit, I used to be one of those people who didn’t really understand insurance either. I completely undervalued the importance of insurance and especially, liability limits. I’ve now seen first-hand how fast liability limits can be exhausted and the repercussions under insured motorists have had
It’s that time of year again. Time for everyone to go bananas about getting good deals on stuff they don’t need, just in time for Christmas! I hate the overall focus on buying, buying, buying, this time of year. While we’ve picked up a few things that we NEEDED during previous Black Fridays, overall we try to avoid the whole thing each year. This year
