Living for today - Planning for Tomorrow
There’s a lot of talk, especially with the debt free movements (which are great, btw), about credit scores. Some people will tell you that credit scores are only important if you plan on taking out debt. Other people, like me, know that they are used for so much more. In fact, beyond getting a good interest rate on a loan your credit score is used
Sometimes it’s the quick wins that can motivate you when you feel like you’re not doing very well with your money. In your head you might think you’ll never get ahead or that the small things you do don’t matter. Those thoughts, however, couldn’t be farther from the truth. Like Mr. Money Mustache says, “Millionaires are made ten bucks at a time.” Kill those self-defeating
Jamie and I had mapped out our financial goals together and had planned to save up as much money as we could and then begin the house hunt in 2017. Then a month and a half ago our plans got derailed when we were offered a chance to buy a property we both loved. The house was mostly what we wanted, it’s definitely a fixer
Has anyone else caught the Spring cleaning bug yet? While I’ve been walking around whipping my house into shape, one place I haven’t wanted to touch is the enormous stacks of papers lying in my office drawers. But, if I don’t get it dealt with now I can only imagine what I’m going to have to deal with in just a few months’ time. In
If you’re at the point in your life where you’re living paycheck to paycheck or just want to save and invest at a faster speed there are certain expenses you can lower or eliminate that will have a huge impact. Sure, skipping your morning coffee will save you a few bucks but if you really want to improve your financial health fast here are the
I am a firm believer that there is no one right way to manage money. We’re all in different stages of our life and we all have different personal preferences. What works for me might not work for you and vice-versa. That’s the way it should be. You should experiment with your money management systems until you find what you like and find something that
Just in case you didn’t know I got married a couple weeks ago! It was something I had been thinking about for a while but wanted to feel one hundred percent confident about when I did. So I did it on a whim when I felt ready. Jamie and I went and bought a marriage certificate and had my old boss make it official for
Valentine’s Day. There’s one thing I now like about it and that’s decorating a Valentine’s box for my kindergartner to take to school. But giving your significant other gifts for a commercialized holiday? It feels so dirty. I’ve always felt this way. I’m not a girly girl to begin with. I don’t like flowers, I don’t wear much jewelry, I don’t wear perfume, and I
Don’t Be Like Everyone Else The other day one of my close family members came over and saw my expense tracking worksheets laying on my kitchen table. “I need to start doing that too” she said. “Yeah I think you’d be completely surprised at just how much money you spend in certain areas.” I said in a general type of way – mostly meaning that
When you’re living paycheck to paycheck it’s so easy to become engulfed with financial stress. Trust me, I know what you’re going through. I’ve been there before. But if you’re deliberate in your actions, the way you’re both earning and spending your money, then it is possible to get one month ahead and eliminate that stress. Here’s what I did and it will work for
