I don’t know if I can say that Halloween is my favorite holiday, but I can definitely tell you that I’m a horror movie junkie. I don’t watch TV a lot but if I do you can pretty much count on the fact that it will be a scary movie. (BTW, the best horror movie I’ve seen so far this year is “We Are What
5 Ways to Combat Consumerism in Your House
I was on an organizing kick this weekend. It started with my car Friday and by Sunday I had went through everything in the house. It felt good to get rid of so much junk, but it was also a bit embarrassing. The problem area in my house is toys. Sometimes it feels like the sheer amount of toys my two girls have prevent the
Money in Your Twenties – 5 Things You Should Know
My twenties are quickly coming to a wrap. (Seriously, where did the time go?!) And while I was lucky to fall in love with personal finance at a young age that doesn’t mean that I haven’t made my fair share of personal finance mistakes. Here are the five things you should know about money in your twenties. Kill Your Consumer Debt and Stay Away From
Joining Finances: 4 Tips for a Smooth Transition
Having been single for the past couple of years I’ve had full control over my financial situation. And I’m not going to lie – I like it. But as my relationship with my boyfriend continues to grow the thought of joining finances keeps crossing my mind. While I like that I have control now, I also know that two people can accomplish more than one.
Is Materialism Ruining Your Personal Finances?
Over the past couple of weeks I’ve been more observant than usual when money comes up in conversation. I’ve talked to some of my younger friends and family members who brag about getting a new car, only to complain three seconds later about their car payment and insurance. They also pridefully state which of their friends just landed new jobs with high pay and how
5 Smart Ways to Keep a Renovation Budget Down
After waiting on a contractor for months my boyfriend is finally renovating his bathroom. He lives in a nice, older suburb right outside of town. While his 1950’s brick ranch is in good condition for the most part, the bathroom was not. Aside from the ugly blue tile, toilet, bathtub, and sink there was really one major problem: mold. A problem with the vent in
Bad Credit? Here’s How to Buy a Car.
It’s no secret: banks are tightening up their purse strings. If you have bad credit you can kiss your chance of bank financing goodbye. Except for in the off chance you want to pay 30 percent interest. Then you just might have a fighting chance. Instead of checking around with banks and either a) getting rejected or b) paying thousands of dollars in unnecessary interest
Bare Bones Budgets: What They Are and Why You Need One
Unless you’re into extreme frugality, Mr. Money Mustache style, then you probably aren’t living on a bare bones budget and have no desire to. Still, it’s important to know what yours is. In the event of an illness, job loss, or other life altering event where you lose your income you should know how much money you’re going to need to survive. What is a
Where Should I Go on Vacation? (Plus a Credit Card Rewards Rant)
I’ve been thinking lately that I need to take my kids somewhere fun for a weekend and make some awesome memories, but I don’t know where to go. Unlike, most of mankind I don’t really care for traveling. It doesn’t get me excited. But I would like to have a fun, inexpensive, low maintenance 2-3 day getaway with my two daughters. Show Me the Money
Why Loaning Money to Friends is a Bad Idea
You’re approached by a friend who’s about to be evicted from his apartment. He needs $500 to keep his home and he knows you’ve got the money. He asks for a loan and tells you that he can pay you back next month. Would you lend him the money? Why You Shouldn’t Loaning money to friends and family is a touchy subject. After all, you









