Living for today - Planning for Tomorrow
by: Hazzard
I love this time of year. The anticipation of the next few month’s financial boosts always gets me feeling good. Once we’ve gone through those, then summer is right around the corner. So, what am I talking about? In February we get our annual bonus at work. In March, it’s our annual raises, and at our house we usually get a tax return about that
by: Hazzard
I was doing some analysis the other day about my family’s spending patterns and noticed something. Since 2004, our spending hasn’t increased when I look at our monthly budget. In 2012, we are on track to keep our fixed expenses at 43% of our after tax, after investment income. That means that, after we’ve contributed to our 401K’s, invested for our daughter’s college and paid
Well, it’s been a crazy and hectic summer around our house. We decided to make it even more hectic by refinancing our house as well. I mentioned it previously but now it’s finally complete. I’m still shaking my head at how much documentation they required from us. We have a credit score in the 800’s, have been at the same jobs for many years and
Appliances are some of the best inventions in the world. They’ve made household chores so much easier and have drastically sped up the time it takes to make dinner (that’s how we cook at my house a lot). The only drawback to appliances is that sometimes they break. We have one of those “in wall” microwave/oven combos. It’s a Jenn-air model that came with the
Have you ever needed a tool that you didn’t own to complete a job around the house? Have you ever worked on your car and had to run to the store to buy a tool to get the job done? Do you have limited space and don’t want to fill it with tools you’ll hardly ever use? Are you on a limited income and don’t
Adam at “ManVsDebt” is making a movie. (Actually it’s Adam and a number of other people). They’ve already traveled around the country and have completed a couple months of filming. Now it’s time to edit and produce the movie, which they need additional funds for. You can help! For as little as $5, you can help get this movie completed (and get a digital copy
Rob Carrick with the Globe and Mail wrote an interesting article comparing what it was like to be a young person in 1984 versus what it’s like to be a young person in 2012. It was a great article and really makes you think, especially about the cost of getting an education. The reality is that he could have thrown in health care (if this
If you read JD’s account of how he struggled to get health insurance, and don’t walk away thinking there is something horribly wrong with our health insurance system in the US, I would be very surprised. It shouldn’t be this way. It HAS to be fixed! http://www.getrichslowly.org/blog/2012/04/30/hunting-for-health-insurance/
I suppose it was going to happen sooner or later. We finally have an actual pet at our house. Yes, we now have a HAMSTER living in our home. It’s been a solid week now and, so far, the Hamster has only escaped once. While this doesn’t seem like much of an event for most of you reading this, it is a really big deal
As I posted about previously, we recently returned from vacation in Southern California. As part of our vacation package, we opted to get a rental car while we were there. Rental cars can be pretty reasonably priced but it’s always shocking to me how different the prices are from one company to another. We ended up renting a car from Avis for a total of