Living for today - Planning for Tomorrow
We all dream of winning the lottery so we can enjoy financial security and do whatever we want with our lives. Whether you’ve won thousands or millions, hitting the jackpot is an exciting moment you’ll never forget. Now that you’ve got some extra zeroes in your bank account, you may want to share your newfound wealth with your loved ones. Here are some tips on
If you read budgeting blogs or watch frugal living YouTube channels, you’ve probably heard of pantry or “use it up” challenges. Pantry challenges involve eating the food you have on hand in your pantry, fridge, and freezer instead of going to the grocery store. They usually last for about a month to force you to use up everything in the house so nothing gets wasted.
If you have a passion for travel, it may be a good move to start a personal tour guide business. You can turn your knowledge of your local area into cash by taking tourists around to the best fishing spots or historic sites. Tourists want to enjoy their trip to the fullest and have unique experiences, so they may be willing to shell out a
A couple months ago I wrote a blog post about how I’m not making any cosmetic updates to my 1970s house. But one home upgrade I plan to make as soon as I can afford it is adding solar panels to my roof—and I’m not alone. According to a recent survey by Pew, most Americans say they’ve seriously considered buying solar panels or have already
You turn off the lights when you leave a room, shut your air conditioner off if you’re not home, and try to conserve water. So why are your utility bills so high? Even if you use energy responsibly, these common culprits of high utility bills can still drain your bank account. Here are five hidden causes of expensive power bills and what you can do
If you’ve noticed that you’re spending more than ever on gas and groceries, you’re not alone. Over the past year, consumer prices have increased by 5.4%. Annual inflation usually sits at around 2%, so this is a big change for all of our budgets. Although wages have been increasing in many industries due to labor shortages, experts say that they may not be rising fast
If you love animals and want to turn your passion into a business, you may be wondering how to start a pet insurance company. The insurance industry is highly regulated, which can make launching this type of company a challenge. You’ll need to do a lot of research and possibly pull together a large amount of capital to make it happen. But if you’re ready
If you don’t have enough room in your budget to go away this summer, that doesn’t mean you can’t have a great vacation. Staycations are an alternative to regular trips that allow you to save money while still having tons of fun with your family. Believe it or not, I actually prefer staycations to going away. When I take time off from work, I use
This year many retailers have had sales to compete with Amazon’s Prime Day. These blowout sales have helped me get some pretty great deals on furniture to finish decorating my home. But in order to snag the best prices, I’ve learned that you have to do your research. Unfortunately, not every sale is as good as it first appears. Sometimes stores artificially inflate the retail
If you’ve ever seen an old advertisement from the 1800s, it probably contained some pretty outlandish claims. Companies used to say that their products cured diseases, made you attractive, and more. But now there are limits on what businesses can say about their products and services. The government has passed consumer protection laws to prevent businesses from deceiving potential customers. So if you believe you’ve
