Living for today - Planning for Tomorrow
Many people make it a goal to save more money each year. Some specifically want that savings to be in a separate account they won’t feel as tempted to touch (for example, an emergency fund or college fund for a child). Here are several savings accounts that pay a cash bonus, as well as keep your money out of sight and out of mind. 5
Goals are the fuel that drives many toward success. What type of goals, however, are the most effective when it comes to finances? Let’s take a look at a few SMART goals for money management and you can decide for yourself. What are SMART goals? Although I don’t know the exact origin, I first heard about SMART goals from virtual mentor and thought leader, Michael
Survey sites that pay are such a popular way to earn extra pocket money anytime, anywhere. But now that I have a few years of experience under my belt of side hustling from home, it’s time to take a serious look at whether they’re truly worth your time. Survey Sites That Pay: Are They Worth It or a Waste of Time? Nearly every personal finance
“How much should I save for emergencies?” That is a question I hear frequently in the personal finance world. There is no one-size-fits-all answer, but saving too little for emergencies is a dangerous risk you’d do well to avoid. Even the best and most disciplined financial gurus say so. In this article, I interviewed Emilie Burke, a personal finance, career, and wellness blogger at BurkeDoes.com.
Emergencies, by definition, are stressful. Even more so if you’re not prepared. Roughly 46% of Americans can’t cover a $400 emergency without borrowing money, going into debt, or selling something, according to The Washington Post. The last thing you need during that time is to feel stress AND panic, anxiety, or shame. That’s why taking defensive steps to establish your first emergency fund is so
One of the greatest ways you can boost your finances is to set a solid, measurable goal. That is especially true when it comes to saving money. Therefore, I’ve compiled this comprehensive list of simple money challenges that can propel you into greater financial freedom. 8 Simple Money Challenges That Will Beef Up Your Savings First, you need to know why you’re saving. Establishing that
We all experience emergencies at some point or another, right? Unfortunately, 62% of Americans can’t cover an unexpected $500 car repair, according to Bankrate. The need seems so prevalent to those who are already strapped for cash, but what about the ones who aren’t? Do wealthy people need an emergency fund, too? Do Wealthy People Need An Emergency Fund? It all looks so glamorous on the
Money is the #1 cause of stress in a relationship, according to a survey released by SunTrust Bank. Divorces occur every day due to money fights in marriage. Since money will be a part of every relationship, throughout its entirety, let’s install a solid defense system against those damaging phrases that could ignite conflict. Instead of sharing what you could say to your significant other about
Ever play Angry Birds? There is something so gratifying about watching those pudgy birds smash into a crumbling fortress, isn’t there? That got me thinking, it’s too bad debt payoff strategies can’t be as effective. Or can they? Not everyone can light some TNT under their tower of debt and incinerate it. Now that would be a popular app. It takes much more time, patience, and hard work
One of the most famous “rags to riches” stories in our time is Joanne “J.K.” Rowling. The author of the world famous Harry Potter series wowed the world again in 2012 by purposely directing her riches in the opposite direction. Now the curious world is asking the question: “Is JK Rowling still a billionaire?” Lots of famously wealthy people give to charity, but Rowling gave
