Ever play Angry Birds? There is something so gratifying about watching those pudgy birds smash into a crumbling fortress, isn’t there? That got me thinking, it’s too bad debt payoff strategies can’t be as effective. Or can they? Not everyone can light some TNT under their tower of debt and incinerate it. Now that would be a popular app. It takes much more time, patience, and hard work
As the famous advert will tell you, years ago the decision on whether or not you would receive credit was in the hands of a bank manager or a high street lender – a simpler time. Now, everything the lender needs to know in order to make their decision is available to them thanks to the Credit Score system. You might think that you aren’t
My debt free journey looked very similar to a mudslide until 2011. I was recently married and a graduate of Financial Peace University. The tools in that class helped my husband and I gain traction, change some habits, live on less, and pay off debt faster. In November of 2012, we conquered our final credit card payment and stared at one another in shock. “Did
Losing a job is ranked among the top 10 most stressful things a person can face, according to the Holmes and Rahe Stress scale. With that in mind, is it even possible to prepare for a loss of income in order to lessen the stress it’s sure to cause? Yes. Whether you face a sudden or expected loss of income, there are steps you can
We all learn differently. Some learn best through the visual world; some thrive on a spoken word. Then there are others who enjoy parables or fables that weave a life lesson into a tapestry of story. Since you are kind enough to grace this blog post with your presence today, I have a hunch that you read books, too. I also have a hunch
Recently, I wrote about several apps that pay you money. Now I’m back to talk about apps that track your spending. Before I delve into the list, I think it’s important to distinguish the difference between tracking your money and budgeting your money. I used to think they were one in the same. Anything was better than winging it. That may be true, but I don’t believe a
You may have asked yourself, “What is wrong with Gary Busey?” Perhaps you heard about his near-fatal motorcycle accident or his drug overdose or that he declared bankruptcy in 2012. On the surface, you may see a man with deep, physical and mental struggles. What you’re really seeing is a man who fought to overcome some of the most difficult chapters of his life, rose
There once was a couple with a small income and big dreams. Most of those dreams revolved around the dream of having a family. They got married and danced down the aisle, hand in hand. Money was tight during those early years. Soon, a baby was on the way. With debts to pay and hospital bills waiting around the corner, extreme frugality became the name of
Do we all agree that a budget is important? Nodding your head gets you one point. Do you agree that it’s difficult sometimes? Two points. Jumping on board with a printable monthly budget worksheet from the following list gets you 50 points. That’s because even if you know in your head that tracking your money is important, it’s much harder to live it out. In
Are you paying monthly payments that make your eyes cross and you just wish you could chop debt faster? If you’re interested in making a good chunk of change this month, then here is a brief list of ways to make that happen. First, let’s cover some ways I wouldn’t recommend you find cash fast. Don’t make a cash advance on your credit card. Not everyone
