Living for today - Planning for Tomorrow
Thanksgiving is over but that doesn’t mean you should stop being thankful. In the past year I’ve been happier than I have in my entire life and I owe that to one thing: being thankful. That doesn’t mean my life is all sunshine and rainbows – because it isn’t. I’m not a millionaire, I don’t have life all figured out, and some days my kids
If you ever plan on borrowing money, keeping your credit score high is crucial. Otherwise you’ll be paying far more in interest than you should be. Trust me, I’ve been there. When I bought my first car I didn’t have the greatest credit. It’s not that I had done anything wrong, it’s just that I was slow on building my credit. I was young and
You’ve tried your hand at budgeting. Creating detailed spreadsheets, tracking what you’re spending for a few days, whipping out envelopes and filling them with cash, but nothing ever stuck. After about a week of full throttle budgeting you gave up. Your spending went back to normal and you decided your personal finances will be doomed forever. Does that sound like you? If so, don’t feel
I don’t know if I can say that Halloween is my favorite holiday, but I can definitely tell you that I’m a horror movie junkie. I don’t watch TV a lot but if I do you can pretty much count on the fact that it will be a scary movie. (BTW, the best horror movie I’ve seen so far this year is “We Are What
I was on an organizing kick this weekend. It started with my car Friday and by Sunday I had went through everything in the house. It felt good to get rid of so much junk, but it was also a bit embarrassing. The problem area in my house is toys. Sometimes it feels like the sheer amount of toys my two girls have prevent the
My twenties are quickly coming to a wrap. (Seriously, where did the time go?!) And while I was lucky to fall in love with personal finance at a young age that doesn’t mean that I haven’t made my fair share of personal finance mistakes. Here are the five things you should know about money in your twenties. Kill Your Consumer Debt and Stay Away From
Having been single for the past couple of years I’ve had full control over my financial situation. And I’m not going to lie – I like it. But as my relationship with my boyfriend continues to grow the thought of joining finances keeps crossing my mind. While I like that I have control now, I also know that two people can accomplish more than one.
Over the past couple of weeks I’ve been more observant than usual when money comes up in conversation. I’ve talked to some of my younger friends and family members who brag about getting a new car, only to complain three seconds later about their car payment and insurance. They also pridefully state which of their friends just landed new jobs with high pay and how
After waiting on a contractor for months my boyfriend is finally renovating his bathroom. He lives in a nice, older suburb right outside of town. While his 1950’s brick ranch is in good condition for the most part, the bathroom was not. Aside from the ugly blue tile, toilet, bathtub, and sink there was really one major problem: mold. A problem with the vent in
It’s no secret: banks are tightening up their purse strings. If you have bad credit you can kiss your chance of bank financing goodbye. Except for in the off chance you want to pay 30 percent interest. Then you just might have a fighting chance. Instead of checking around with banks and either a) getting rejected or b) paying thousands of dollars in unnecessary interest
